Our features and benefits
- Save with an M&S Cash ISA and split your existing and new ISA subscriptions between fixed and variable rates
- M&S Cash ISA Fixed Rate option - earn between 3.75% AER/tax-free and 4.30% AER/tax-free with fixed rates over 1, 2 or 3 years
- M&S Advantage Variable Rate option - earn 3.00% AER/tax-free (variable)
Please note that issue 49 of our M&S Fixed Rate Cash ISA option will close shortly and a new issue will launch on 2 May. As rates are increasing you may wish to consider waiting until 2 May before making your deposit.
The value of tax benefits provided by a cash ISA depends on your individual circumstances and tax rules could change in the future. Tax-free means free from personal liability to UK Income Tax and Capital Gains Tax.