Fixed Rate Bonds
1 |
2 |
3 |
4 |
5 |
6 Month Fixed Saver | 6 Month Fixed-Term Personal Savings Account (Issue 29) | 6 Month Bond (Issue 10) | 1 Year Fixed Rate Saver | 12 Month Fixed-Term Personal Savings Account (Issue 60) |
Click here to find out what the * means | ||||
Term |
||||
0.5 year |
0.5 year |
0.5 year |
1 year |
1 year |
AER What's This? |
||||
5.25% |
5.25% |
5.18% |
5.17% |
5.17% |
Gross Interest Rate What's This? |
||||
5.18% |
5.18% |
5.11% |
5.17% |
5.17% |
Minimum opening balance |
||||
£50 |
£10,000 |
£1 |
£10,000 |
£10,000 |
How to manage the account |
||||
Mobile Banking |
Mobile Banking, Online |
Online |
Online |
Mobile Banking, Online |
How to apply |
||||
Mobile |
Mobile, Online |
Online |
Online |
Mobile, Online |
Account summary |
||||
No access within the term. Account is applied for through the provider's app, available in the Apple App store or Google Play store. Interest is paid monthly or on maturity. |
No access within the term. Interest is paid on maturity. |
No access within the term. Interest is paid annually and on maturity. |
No access within the term. Interest is paid on maturity. |
No access within the term. Interest is paid annually. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
2 Year Fixed Rate Deposit (Issue 14) | 2 Year Bond (Issue 88) | 2 Year Fixed Term Savings Account* | 2 Year Fixed Rate Bond | 2 Year Fixed Rate Saver |
Click here to find out what the * means | ||||
Term |
||||
2 years |
2 years |
2 years |
2 years |
2 years |
AER What's This? |
||||
5.07% |
5.06% |
5.05% |
5.05% |
4.96% |
Gross Interest Rate What's This? |
||||
5.07% |
5.06% |
5.05% |
5.05% |
4.96% |
Minimum opening balance |
||||
£1,000 |
£1 |
£1,000 |
£10,000 |
£10,000 |
How to manage the account |
||||
Email, Online, Telephone |
Online |
Online |
Online, Telephone |
Online |
How to apply |
||||
Online |
Online |
Online |
Online |
Online |
Account summary |
||||
Interest is calculated daily and paid gross in full on the maturity of your account. |
No access within the term. Interest is paid annually and on maturity. |
No access within the term. Interest is paid annually or monthly. |
No access within the term. Interest is paid annually and on maturity. Interest must be paid to a nominated account, it cannot be added to the account. |
No access within the term. Maximum balance allowance is £85,00. Interest must be rolled over unless balances exceeded £85,000. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
3 Year Fixed Rate Saver | 3 Year Fixed Term Savings Account* | 3 Year Fixed Saver | 3 Year Fixed Term Deposit | Personal 3 Year Bond Account - Issue 10 |
Click here to find out what the * means | ||||
Term |
||||
3 years |
3 years |
3 years |
3 years |
3 years |
AER What's This? |
||||
4.71% |
4.70% |
4.70% |
4.67% |
4.66% |
Gross Interest Rate What's This? |
||||
4.71% |
4.70% |
4.70% |
4.67% |
4.66% |
Minimum opening balance |
||||
£10,000 |
£1,000 |
£50 |
£1,000 |
£1,000 |
How to manage the account |
||||
Online |
Online |
Mobile Banking |
Email, Post |
Mobile Banking, Online |
How to apply |
||||
Online |
Online |
Mobile |
Online |
Online |
Account summary |
||||
No access within the term. Maximum balance allowance is £85,00. Interest must be rolled over unless balances exceeded £85,000. |
No access within the term. Interest is paid annually or monthly. |
No access within the term. Account is applied for through the provider's app, available in the Apple App store or Google Play store. Interest is paid annually or monthly. |
No access within the term. Interest is paid annually. |
No access within the term. Interest is paid annually. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
4 Year Fixed Term Deposit (provided by Işbank)* | Personal 4 Year Bond Account - Issue 6 | 4 years Fixed Term Savings | 4-Year Fixed Term Deposit (provided by UBL UK)* | 4 Year Fixed Term Savings Account* |
Click here to find out what the * means | ||||
Term |
||||
4 years |
4 years |
4 years |
4 years |
4 years |
AER What's This? |
||||
4.50% |
4.31% |
4.30% |
4.26% |
4.25% |
Gross Interest Rate What's This? |
||||
4.50% |
4.31% |
4.21% |
4.93% |
4.25% |
Minimum opening balance |
||||
£1,000 |
£1,000 |
£1,000 |
£2,000 |
£1,000 |
How to manage the account |
||||
Online |
Mobile Banking, Online |
Online |
Online |
Online |
How to apply |
||||
Online |
Online |
Online |
Online |
Online |
Account summary |
||||
No access within the term. Interest is calculated daily and paid annually back to your Raisin UK account. |
No access within the term. Interest is paid annually. |
No access within the term. Interest is paid into the account on a monthly basis. |
No access within the term. Interest is paid on maturity. |
No access within the term. Interest is paid annually or monthly. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
5 Year Fixed Rate Saver | 5 Year Fixed Rate Bond (Online only) | 5 Year Fixed Rate Bond | 5 Year Bond (Issue 36) | 5 Year Fixed Rate Bond Issue 48 |
Click here to find out what the * means | ||||
Term |
||||
5 years |
5 years |
5 years |
5 years |
5 years |
AER What's This? |
||||
4.57% |
4.56% |
4.55% |
4.54% |
4.53% |
Gross Interest Rate What's This? |
||||
4.57% |
4.56% |
4.55% |
4.54% |
4.53% |
Minimum opening balance |
||||
£10,000 |
£1,000 |
£10,000 |
£1 |
£1,000 |
How to manage the account |
||||
Online |
Online, Telephone |
Online, Telephone |
Online |
Email, Online, Telephone |
How to apply |
||||
Online |
Online |
Online |
Online |
Online |
Account summary |
||||
No access within the term. Maximum balance allowance is £85,00. Interest must be rolled over unless balances exceeded £85,000. |
No access within the term. interest is paid on the anniversary of account opening. |
No access within the term. Interest is paid annually and on maturity. Interest must be paid to a nominated account, it cannot be added to the account. |
No access within the term. Interest is paid annually and on maturity. |
No access within the term. On maturity, the account is transferred to the Matured Funds Account. Interest is paid annually or monthly. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |