Fixed Rate Cash ISAs
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2 |
3 |
4 |
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1 Year Fixed Rate Cash ISA Exclusive Issue 12 | 1 Year Fixed Rate Cash ISA Bond Issue 93 | 12 Month Fixed Rate Cash ISA | 1 year Fixed Rate Cash ISA | 1 year Fixed Rate e-Cash ISA |
Click here to find out what the * means | ||||
Term |
||||
1 year |
1 year |
1 year |
1 year |
1 year |
AER What's This? |
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5.05% |
4.71% |
4.70% |
4.70% |
4.70% |
Gross Interest Rate What's This? |
||||
5.05% |
4.71% |
4.60% |
4.70% |
4.70% |
Minimum opening balance |
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£1 |
£1,000 |
£1 |
£500 |
£1,000 |
How to manage the account |
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Branch, Mobile Banking, Online, Post, Telephone |
Email, Online, Telephone |
Email, Mobile Banking, Online, Post, Telephone |
Online, Post, Telephone |
Mobile Banking, Online |
How to apply |
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Branch, Online |
Online |
Mobile, Online |
Online |
Mobile, Online |
Accepts cash ISA transfers in? |
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Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
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Yes |
Yes |
No |
Yes |
No |
Account summary |
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You need to have a current account with Virgin Money which was opened on or after 4 December 2019, or you originally opened your current account with Clydesdale Bank, Yorkshire Bank or B. The maturity date is 30/04/25. Full and partial withdrawals are permitted during the term, but you will be charged 60 days' interest on the amount taken out. Interest is paid on maturity. |
Withdrawals are allowed, subject to 90 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity or monthly. |
Withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid monthly into the account. |
Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity. |
Full withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity. |
Financial Services Compensation Scheme What's This? |
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Shared Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
24 Month Fixed Rate Cash ISA | 2 Year Fixed Rate Cash ISA Bond Issue 81 | 2 Year Fixed Rate ISA | Fixed Rate Cash ISA (Issue 211) | 2 year Fixed Rate e-Cash ISA |
Click here to find out what the * means | ||||
Term |
||||
2 years |
2 years |
2 years |
2 years |
2 years |
AER What's This? |
||||
4.62% |
4.61% |
4.60% |
4.60% |
4.55% |
Gross Interest Rate What's This? |
||||
4.53% |
4.61% |
4.60% |
4.60% |
4.55% |
Minimum opening balance |
||||
£1 |
£1,000 |
£1,000 |
£5,000 |
£1,000 |
How to manage the account |
||||
Email, Mobile Banking, Online, Post, Telephone |
Email, Online, Telephone |
Branch, Post |
Branch, Post |
Mobile Banking, Online |
How to apply |
||||
Mobile, Online |
Online |
Branch, Post |
Branch, Post |
Mobile, Online |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
No |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
No |
Yes |
No |
No |
No |
Account summary |
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Withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid monthly into the account. |
Withdrawals are allowed, subject to 180 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Access on closure only, subject to the loss of 180 days' interest. Transfers in are accepted. Interest is paid annually. |
You will not be able to make any partial withdrawals before maturity, which is the 30.04.2026 . Transfer of used ISA allowances not permitted |
Full withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity. |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
3 Year Fixed Rate Cash ISA Bond Issue 54 | 36 Month Fixed Rate Cash ISA | 3 Year Fixed Rate Cash ISA | 3 year Fixed Rate e-Cash ISA | 3 year Fixed Term Smart ISA |
Click here to find out what the * means | ||||
Term |
||||
3 years |
3 years |
3 years |
3 years |
3 years |
AER What's This? |
||||
4.40% |
4.39% |
4.39% |
4.30% |
4.21% |
Gross Interest Rate What's This? |
||||
4.40% |
4.30% |
4.39% |
4.30% |
4.13% |
Minimum opening balance |
||||
£1,000 |
£1 |
£2,000 |
£1,000 |
£1 |
How to manage the account |
||||
Email, Online, Telephone |
Email, Online, Post, Telephone |
Branch, Mobile Banking, Online, Post, Telephone |
Mobile Banking, Online |
Mobile Banking |
How to apply |
||||
Online |
Mobile, Online |
Branch, Mobile, Online, Post |
Online |
Mobile |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
Yes |
No |
No |
No |
No |
Account summary |
||||
Withdrawals are allowed, subject to 270 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Withdrawals are allowed, subject to 270 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid monthly into the account. |
Access on closure or full transfer out only, subject to 270 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity, annually, quarterly or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
Full withdrawals are allowed, subject to 270 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity. |
Access on closure, subject to a 270 days interest penalty. Interest is paid into the account on a monthly basis. Transfers in allowed. This is a flexible ISA. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
5 Year Fixed Rate Cash ISA Bond Issue 45 | 5 Year Fixed Rate Cash ISA | 5 Year Fixed Rate Cash ISA | 5 year Fixed Term Smart ISA | ISA Saver Fixed - 5 year term |
Click here to find out what the * means | ||||
Term |
||||
5 years |
5 years |
5 years |
5 years |
5 years |
AER What's This? |
||||
4.17% |
4.16% |
4.05% |
4.01% |
4.00% |
Gross Interest Rate What's This? |
||||
4.17% |
4.16% |
4.05% |
3.93% |
4.00% |
Minimum opening balance |
||||
£1,000 |
£2,000 |
£10,000 |
£1 |
£500 |
How to manage the account |
||||
Email, Online, Telephone |
Branch, Mobile Banking, Online, Post, Telephone |
Online, Telephone |
Mobile Banking |
Branch, Online, Telephone |
How to apply |
||||
Online |
Branch, Mobile, Online, Post |
Online |
Mobile |
Branch, Online, Telephone |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
No |
No |
No |
No |
Yes |
Account summary |
||||
Withdrawals are allowed, subject to 360 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Access on closure or full transfer out only, subject to 365 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity, annually, quarterly or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
Access on closure, subject to a 365 day interest penalty. Interest is paid on maturity. Transfers in are accepted. |
Access on closure, subject to a 365 days interest penalty. Interest is paid into the account on a monthly basis. Transfers in allowed.. This is a flexible ISA. |
Access on closure only, subject to 365 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. On maturity, the account is transferred to the Instant ISA Saver. Interest is paid annually or monthly. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Shared Licence |