Savings Champion Concierge

Precision Advice, Unparalleled Research

Ensuring your savings are working for you.

The savings market is notoriously difficult to navigate because of the large number of accounts available and frequency that interest rates on accounts change.

Savings Champion research is whole of market, independent and unbiased ensuring that each client receives the very best advice.

Savings Champion Concierge offers the perfect solution to individuals that want peace of mind that their savings are working as hard as possible and understand the benefit of having a professional monitoring their savings portfolio.

Our advice is tailored in accordance to each clients objectives.

Savings Champion Concierge works with a variety of charities, global, national and local, advising them on the best savings accounts.

Our advice service ensures each charity is maximising its cash investments in an efficient and cost effective manner.

Many Trusts could improve the return on their interest rate revenue but find it difficult to identify and monitor the most suitable accounts.

Savings Champion Concierge provides a service that will ensure that trustees are meeting their obligation under the Trustees Act 2000 in relation to cash savings.

We know from experience that many companies do not maximise the interest on their saving’s as the time involved to research and manage this properly is often disproportionate to the return. 

Savings Champion Concierge provides an efficient and cost effective service that ensures a company’s cash assets are being maximised allowing the business owners and management to concentrate on their core activity.

How does it work?

The premise of our Concierge service is to ensure that clients receive the best advice on their cash savings in an efficient and effective manner. Clients retain complete control but do not have to manage the research or administration process.

Fact Find

An initial no obligation consultation with an adviser takes place to establish the clients circumstances and identify whether Savings Champion Concierge Advice service will be of benefit to them.

Illustration

We create a bespoke portfolio, which is presented to the client in the form of an illustration that clearly shows the increased return (taking account of our fees, which are fully disclosed) and security. In the event that we are unable to improve a client’s position we would also illustrate this to our client in order to demonstrate the transparency of our advice and service.

Application

Once the client has agreed to proceed, Savings Champion will pre-populate all application forms before sending them to the client for signature. Savings Champion will monitor the progress of all applications until each account is live.

Management

Savings Champion actively monitors the whole of the savings market and each client’s accounts. If anything changes, we advise on any appropriate action to be taken.

Security

Each account is opened in the client name and held directly with the provider, ensuring that only they can access those funds. Funds can be spread over as many providers as required to reduce risk and ensure full protection under the Financial Services Compensation Scheme (FSCS) (where applicable). Note: Savings Champion does not hold client monies nor do we ask for or hold sensitive information on our clients' savings accounts.

Our Promise

If a client would not be not better off as a result of taking our advice then there is no commitment to proceed.

Savings Champion is independent and privately owned, meaning that we are free from any third party influence.

Our advisers are based in Bath and predominately provide advice over the telephone; however clients are welcome to visit either our Bath or London (Chancery Lane) offices by prior appointment.

Our fee

The initial consultation is free and without obligation.

Once a client has decided to utilize the service, Savings Champion will charge a fee in two parts;

 

1. Initial Fee – 0.1%

This fee is charged on the amount invested.

Portfolio SizeFee
£500,000

£500

 2. Quarterly Management Fee - 0.05%

This fee is charged on the amount invested on a quarterly basis, payable in advance.

Portfolio SizeFee
£500,000£250

In the event that a client should decide that the Concierge service is no longer appropriate for their needs, subject to 14 days written notice, there would be no further charges.

Media coverage

Savings Champion’s expertise on the savings industry means that we are leading commentators in the national media, including the BBC, Sunday Times, Telegraph and Daily Mail.

Savings Champion’s treasure trove of data is one of my most valued sources of information on savings products

Telegraph Media Group, Dan Hyde, Deputy Personal Finance Editor

Savings Champion is a great website for the beleaguered saver. Independent, unbiased and informative.

Mail on Sunday, Jeff Prestridge, Finance Editor

You can check on cash interest rates on several websites. I use the best buy tables from www.savingschampion.co.uk which does not promote products on the basis of commission or commercial deals and has a genuinely helpful free helpline answered by experts – if you have more than £100,000 it will even manage it for you to get the best rates for a small fee.

Paul Lewis, Freelance Finance Journalist and Broadcaster, SAGA Magazine October 2013

Meet the team

Image of Anna Bowes

Anna Bowes – Director

Anna is a founder and Director of Savings Champion. She is a regular contributor to the BBC and national press, providing expert analysis and commentary on the UK savings market. Anna has worked in the financial services industry for more than 20 years and has a genuine passion to ensure people maximise their savings.

Claire Riou – Adviser

Clare has worked in the banking sector for 17 years dealing with lending & deposits for professional and business clients. Claire works with a variety of Savings Champions private, business, trust & charity clients.

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Phillip Irwin- Brown, BSc (Hons) – Adviser

Phillip works predominately with private and charity clients. Phillip has excellent knowledge of the savings sector and is involved in many of the specialist cases that we advise on.

Charlie Scott, BSc (Hons), MSc – Adviser

Charlie joined Savings Champion in 2014 having completed his Masters in Occupational Psychology at Goldsmiths University, London. Charlie works in partnership with many legal and accountancy partners to ensure their clients receive the very best advice in relation to their savings.

Image of Charlie Scott

Contact

Our advisers are based in our Bath office.

If you have any queries about Savings Champion Concierge or wish to establish if it is suitable for your needs

Please do not hesitate to contact us via any of the below:

Phone:

0800 321 3581

Email:

concierge@savingschampion.co.uk

Post:

Savings Champion
Beazer House
Lower Bristol Road
Bath
BA2 3BA