LAST MINUTE CASH ISAs

03rd April 2014

With just days left until the end of the 2013/14 tax year, savers would be wise to move fast if you don’t want to miss out on this tax years' ISA allowance.  That’s why we’ve worked up a handy guide of the last of the best rates available for this years' allowance.

It may be wise to opt for an ISA with ease of application such as online or branch based accounts, to ensure you don’t miss out. The important thing is to get the account opened and maximised in this tax year. If the rate isn’t competitive you can always transfer later, provided it allows access.

Variable Rate ISA Best Buys

Provider/Account Name

Minimum / Interest Rate

Opening/Access

Deadline

Earl Shilton

Cash ISA – 90 Day Notice

£10 - 1.80%

Post, Branch. 90 days’ notice or loss.

All applications must be received by midday Sat 5th Apr.

Nationwide

Flexclusive ISA Issue 7

£1 - 1.75%

Online, Branch. Easy Access.

Online applications up to midnight Sat 5th Apr, branch apps by 5pm Fri 4th Apr, Postal must be received by 5th Apr at the latest, any received after will not count.

Hinckley & Rugby

120 Day Notice Cash ISA Issue 2

£500 - 1.75%

Post, Branch. 120 days’ notice or loss.

Postal apps received by Fri 4th Apr, Branch apps by midday Sat 5th Apr.

National Counties Building Society

3rd Issue 45 Day Notice Cash ISA

£3,000 - 1.65%*

Post, Online, Branch, Phone. 45 days’ notice only.

Online apps must have been completed by midday Tues 1st April, Postal apps to be received before midday Fri 4th Apr, can be opened in Branch up to midday Sat 5th Apr.

Santander

Direct ISA Saver (Issue 6)

£1 - 1.60%

Online. Easy Access.

Branch apps by closing time 5th Apr (local times vary), Phone – 4th Apr 21:00, Online – 4th Apr, app must be completed by 23:59.

*rate based on £3,000 invested, higher rates are available for higher balances

Fixed Rate ISA Best Buys

Provider/Account Name

Minimum / Interest Rate

Opening/Access

Deadline

Skipton Building Society

5 Year Fixed Rate Cash ISA

£500 - 3.00%

Post, Branch. Access on closure only.

All channels by noon Sat 5th Apr.

Coventry Building Society

Fixed Rate ISA (20) 30.11.2017

£5,760 - 2.75%

Post, Online, Branch. Access on closure only.

Will be removed from the website 31/3, branch/telephone applications accepted up to 5th Apr. New version (same rate) being launched 1st Apr for next years’ allowance, account opening available from 6th Apr.

Santander

123 2 Year Fixed Rate ISA

£500 - 2.30%

Branch. Access on closure only.

Branch apps by closing time 5th Apr (local times vary), Phone – 4th Apr 21:00, Online – 4th Apr, app must be completed by 23:59.

Nationwide/Halifax

3 Year Fixed Rate ISA

£1/£500 - 2.25%

Branch (& online for Halifax). Access on closure.

Nationwide = Online applications up to midnight Sat 5th Apr, branch apps by 5pm Fri 4th Apr, Postal must be received by 5th Apr at the latest, any received after will not count.

Halifax = Apply in branch until 4pm 5th Apr, Phone until 4pm 5th Apr, Online by 23:59 5th Apr.

Nationwide/Halifax

2 Year Fixed Rate ISA

£1/£500 - 2.05%

Branch (& online for Halifax). Access on closure.

Nationwide = Online applications up to midnight Sat 5th Apr, branch apps by 5pm Fri 4th Apr, Postal must be received by 5th Apr at the latest, any received after will not count.

Halifax = Apply in branch until 4pm 5th Apr, Phone until 4pm 5th Apr, Online by 23:59 5th Apr.

Halifax

1 Year Fixed Rate ISA

£500 - 1.65%

Online & Branch. Access on 90 days loss

Apply in branch until 4pm 5th Apr, Phone until 4pm 5th Apr, Online by 23:59 5th Apr

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