Cash Lifetime ISAs
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2 |
3 |
4 |
5 |
Cash Lifetime ISA | Cash Lifetime ISA* | Lifetime ISA | Cash Lifetime ISA (Issue 3) | Online Lifetime ISA |
Click here to find out what the * means | ||||
AER What's This? |
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5.00% |
4.30% |
3.69% |
3.51% |
3.30% |
Gross Interest Rate What's This? |
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5.00% |
4.30% |
3.69% |
3.51% |
3.30% |
Minimum opening balance |
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£1 |
£1 |
£1 |
£1 |
£1 |
How to manage the account |
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Mobile Banking |
Mobile Banking |
Branch, Post |
Online, Post, Telephone |
Mobile Banking, Online |
How to apply |
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Mobile |
Mobile |
Branch, Online, Post |
Online |
Mobile, Online |
Account summary |
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Available through the moneybox app only. A 25% government bonus is paid monthly if a deposit has been made that month. Access is subject to a 25% withdrawal charge, unless it is after the age of 60 or for the purchase of a first home, as defined by HMRC. Transfers in are allowed. Interest is paid monthly. |
Available through the Tembo app only. A 25% government bonus is paid monthly if a deposit has been made that month. Access is subject to a 25% withdrawal charge, unless it is after the age of 60 or for the purchase of a first home, as defined by HMRC. Lifetime ISA transfers in are allowed. Interest is paid monthly. |
Transfers in are not allowed. This is not a flexible ISA. Interest is paid on the 31st of December each year. |
A 25% government bonus is paid monthly if a deposit has been made that month. Access is subject to a 25% withdrawal charge, unless it is after the age of 60 or for the purchase of a first home, as defined by HMRC. Interest is paid annually. |
There is a retirement LISA also available at the same rate. A 25% government bonus is paid monthly if a deposit has been made that month. Access is subject to a 25% withdrawal charge, unless it is after the age of 60 or for the purchase of a first home, as defined by HMRC. |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Shared Licence |
Own Licence |
Own Licence |
Shared Licence |