Interest-paying Current Accounts

Branch, Cash Card, Mobile Banking, Online, Telephone

Branch, Cash Card, Mobile Banking, Online, Telephone

Branch, Cash Card, Mobile Banking, Online, Telephone

Branch, Online

Branch, Online

Branch, Online

Interest rate reverts to 1.00% AER after the first 12 months. Rate also falls to 1.00% AER if a minimum of £1,000 is not deposited each month during the first year. Interest is only paid on balances up to £1,500. Interest is paid on the first day of each month.

New customers can apply online but will be required to bring ID into a Nationwide branch to complete their application process, existing customers may also be required to do this. Existing customers can apply in a branch, online or via a mobile banking app.

Easy access. A minimum of at least £1,500 must be paid into the account each month and have at least two active Direct Debits to qualify for this interest rate. This account also has a monthly account fee of £5. The interest rate is only paid on balances up to £25,000. Balances above £25,000 will not receive any interest. Interest is paid monthly.

If you're 18 or over, you can apply for this account online or over the phone, if you're 16 or 17, you can open it in some branches. Interest is only paid on balances up to £1,000. Interest is paid monthly.