Interest-paying Current Accounts
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Current account | FlexDirect Account | Vantage Current Account | Club Lloyds Current Account | 1|2|3 Current Account |
Click here to find out what the * means | ||||
AER What's This? |
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2.02% |
2.00% |
0.60% |
0.60% |
0.60% |
Gross Interest Rate What's This? |
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2.00% |
1.98% |
0.60% |
0.60% |
0.60% |
Minimum opening balance |
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£0 |
£0 |
£1 |
£1 |
£1 |
How to manage the account |
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Branch, Cash Card, Mobile Banking, Online, Telephone |
Branch, Cash Card, Mobile Banking, Online, Telephone |
Branch, Cash Card, Mobile Banking, Online, Post, Telephone |
Branch, Cash Card, Mobile Banking, Online, Telephone |
Branch, Cash Card, Mobile Banking, Online, Telephone |
How to apply |
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Branch, Online, Telephone |
Branch, Online |
Branch, Online, Telephone |
Branch, Online, Telephone |
Branch, Online |
Account summary |
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If you're 18 or over, you can apply for this account online or over the phone, if you're 16 or 17, you can open it in some branches. Interest is only paid on balances up to £1,000. Interest is paid monthly. |
Interest rate reverts to 0.25% AER after the first 12 months. Rate also falls to 0.25% AER if a minimum of £1,000 is not deposited each month during the first year. Interest is only paid on balances up to £1,500. Interest is paid on the first day of each month. |
Vantage can be added to an existing account or selected when applying for a new account. A minimum of £1,000 must be paid into the account each month, you must stay in credit and pay at least two different Direct Debits from your account each calendar month to qualify for this interest rate. |
A minimum monthly deposit of £1,500 and a minimum of two different direct debits each month are required. If these conditions are not met, a £3 fee will apply and no interest will be paid for that month. |
Easy access. A minimum of at least £500 must be paid into the account each month and have at least two active Direct Debits to qualify for this interest rate. This account also has a monthly account fee of £5. The interest rate is only paid on balances up to £20,000. Balances above £20,000 will not receive any interest. Interest is paid monthly. |
Financial Services Compensation Scheme What's This? |
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Shared Licence |
Own Licence |
Shared Licence |
Own Licence |
Shared Licence |