Easy Access Accounts
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Chip Easy Access Saver* | Easy Access Account (Provided by Monument)* | Easy Access Account Special Edition 1 | Easy Access | Online Bonus Triple Access Issue 4 |
Click here to find out what the * means | ||||
AER What's This? |
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5.00% |
4.87% |
4.87% |
4.86% |
4.85% |
Gross Interest Rate What's This? |
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4.89% |
4.76% |
4.76% |
4.75% |
4.85% |
Minimum opening balance |
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£1 |
£1,000 |
£25,000 |
£1 |
£1 |
How to manage the account |
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Mobile Banking |
Online |
Mobile Banking, Online |
Online |
Online |
How to apply |
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Mobile |
Online |
Online |
Online |
Online |
Account summary |
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Three penalty-free withdrawals allowed in a 12-month period. After your fourth withdrawal, the interest rate will drop to 3.9% AER for the remainder of the year. Rate includes a boosted rate of 0.93% AER for the first 12 months.. This account is available via the Chip App, which can be downloaded from the App or Google Play store using the QR code on the Chip link. Please note, you will need to link your current account to the Chip app in order to open the account. Interest is paid monthly. |
Easy Access. There is no limit to the amount of withdrawals you can make; however, you are unable to withdraw less than £500 in a single withdrawal transaction and a withdrawal will not be authorised if it leaves your balance below £1,000. Interest is paid into the Easy Access account on the last day of the month. |
Easy Access. If the balance falls below £25,000, no interest will be paid. Interest is paid monthly. |
Easy access. One withdrawal request per day permitted. Interest is paid monthly. |
Three withdrawals can be made from the account every calendar year. Interest rate includes a 1.50% bonus for the first 12 months. Interest is paid annually. |
Financial Services Compensation Scheme What's This? |
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Shared Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |