Personal accounts
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Junior Cash ISAs
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| Junior ISA | Junior ISA | Junior Cash ISA | Junior Cash ISA (2) | Junior Cash ISA Savings Account |
| Click here to find out what the * means | ||||
AER What's This? |
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4.85% |
4.80% |
4.75% |
4.70% |
4.50% |
Gross Interest Rate What's This? |
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4.85% |
4.80% |
4.75% |
4.70% |
4.50% |
Minimum opening balance |
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£1 |
£1 |
£1 |
£1 |
£1 |
How to manage the account |
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Branch |
Branch, Post |
Branch, Post |
Branch, Post, Telephone |
Branch, Post |
How to apply |
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Branch |
Branch, Post |
Branch, Post |
Branch, Post, Telephone |
Branch, Post |
Account summary |
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No access until the child's 18th birthday. Interest is calculated daily and paid annually on the 5th of April each year. Transfers out to other Junior ISA providers is allowed. |
No access until the child's 18th birthday. Transfers in accepted. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on the 5th April each year. You cannot open this account if you have another JISA. |
No access within the term. Account matures on the child’s 18th birthday. Transfers in from other Junior Cash ISAs are allowed. Transfers in from Child Trust Funds are not allowed. Interest is paid on the 31st October each year. |
No access until the child's 18th birthday. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on the 30th September each year and on maturity. |
No access until the child's 18th birthday. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on the 1st January each year. |
Financial Services Compensation Scheme What's This? |
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Shared Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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