Savings Champion

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365 Day Notice Tracker (Provided by Santander International)	185 Day Notice Tracker (Provided by Santander International)	90 Day Notice Tracker (Provided by Santander International)	90-Day Notice Saver	90 Day Notice Base Rate Tracker (Issue 3)

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AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
5.50%	5.34%	5.27%	5.25%	5.13%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
5.35%	5.20%	5.14%	5.13%	5.01%
Notice period
365 days	185 days	90 days	90 days	90 days
Minimum opening balance
£20,000	£20,000	£20,000	£5,000	£1,000
How to manage the account
Online	Online	Mobile Banking	Online	Mobile Banking, Online
How to apply
Mobile	Mobile	Mobile	Online	Online
Account summary
Withdrawals are subject to 365 days' notice; no earlier access is allowed. Rate tracks the BoE base rate plus 0.50% AER. Interest is paid monthly. The account is available exclusively through the Prosper app, powered by the Akoni cash savings platform, and provided by Santander International. Santander International is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with Santander International will also count towards this limit.	Withdrawals are subject to 185 days' notice; no earlier access is allowed. Rate tracks the BoE base rate. Interest is paid monthly. The account is available exclusively through the Prosper app, powered by the Akoni cash savings platform, and provided by Santander International. Santander International is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with Santander International will also count towards this limit.	Withdrawals are subject to 90 days' notice; no earlier access is allowed. Rate tracks the BoE base rate. Interest is paid daily. Rate is boosted by 0.25% by Prosper. The account is available exclusively through the Prosper app, provided by Santander International. Santander International is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with Santander International will also count towards this limit.	Withdrawals subject to a 90 day notice period. Interest paid monthly on the 15th.	Withdrawals are subject to 90 days' notice only; no earlier access is allowed. This account tracks the Bank of England base rate plus or minus a Margin. Interest is paid monthly into the account.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Shared Licence	Shared Licence	Shared Licence	Own Licence	Own Licence

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Account summary

Financial Services Compensation Scheme What's This?

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