Savings Champion

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95-Day Notice Personal Savings Account (Issue 1)	180 Day Notice Account (Issue 1)	95 Day Notice Account (provided by QIB (UK) plc)*	180 Day Notice Account Issue 3	120 Day Notice Account Issue 10

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AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
2.00%	2.00%	1.95%	1.95%	1.90%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
2.00%	2.00%	1.95%	1.95%	1.90%
Notice period
95 days	180 days	95 days	180 days	120 days
Minimum opening balance
£10,000	£1,000	£1,000	£1,000	£1,000
How to manage the account
Email, Mobile Banking, Online, Telephone	Email, Online, Telephone	Online	Mobile Banking, Online	Mobile Banking, Online
How to apply
Mobile, Online	Online	Online	Online	Online
Account summary
Withdrawals are subject to 95 days notice only: no earlier access is allowed. Interest is paid annually.	Withdrawals are subject to 180 days’ notice only; no earlier access is allowed. Interest is paid monthly into the account.	You may withdraw the full deposit amount only, which will be subject to a 95 day notice period. Profit is credited monthly on the last day of each month and paid to you on termination of your savings product. The rate is not guaranteed, in order to comply with Sharia Law the rate is a variable profit rate. This account is available exclusively through the Raisin UK Savings Marketplace and you may be eligible to receive a cash bonus. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. This savings account is powered by the provider's partner, QIB (UK) Limited. QIB (UK) is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with QIB (UK) will also count towards this limit.	Withdrawals are subject to 180 days' notice only; no earlier access is allowed. Interest is paid monthly into the account.	Withdrawals are subject to 120 days' notice only; no earlier access is allowed. Interest is paid monthly into the account.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

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AER What's This?

Gross Interest Rate What's This?

Notice period

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

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