Savings Champion

1	2	3	4	5

Fixed 5 Year Saver Account	3 Year Fixed Term Deposit	Fixed 2 Year Saver Account	Fixed 1 Year Saver Account	Rainy Day 90 Day Notice

Click here to find out what the * means
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
1.31%	1.15%	0.91%	0.81%	0.75%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
1.31%	1.15%	0.91%	0.81%	0.75%
Minimum opening balance
£1,000	£2,000	£1,000	£1,000	£2,500
How to manage the account
Online	Branch, Post	Online	Online	Branch, Post, Telephone
How to apply
Online	Branch, Post	Online	Online	Branch, Post
Account summary
No access within the term. On maturity, the account is transferred to the Easy Saver Account. Interest is paid annually or monthly. It is worth noting that deposits held with Ikano Bank are covered up to the value of £85,000 by the Swedish Deposit Insurance Scheme, which is the Swedish equivalent of the UK Financial Services Compensation Scheme (FSCS). For more information on this, please call one of our advisers.	Withdrawals are allowed at the provider's discretion, subject to 270 days' loss of interest. Interest is paid annually, monthly or on maturity. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity.	No access within the term. On maturity, the account is transferred to the Easy Saver Account. Interest is paid annually or monthly. It is worth noting that deposits held with Ikano Bank are covered up to the value of £85,000 by the Swedish Deposit Insurance Scheme, which is the Swedish equivalent of the UK Financial Services Compensation Scheme (FSCS). For more information on this, please call one of our advisers.	No access within the term. On maturity, the account is transferred to the Easy Saver Account. Interest is paid on maturity or monthly. It is worth noting that deposits held with Ikano Bank are covered up to the value of £85,000 by the Swedish Deposit Insurance Scheme, which is the Swedish equivalent of the UK Financial Services Compensation Scheme (FSCS). For more information on this, please call one of our advisers.	Withdrawals are subject to 90 days' notice or loss of interest. Interest is paid on the 1st of December each year or monthly on balances above £5,000.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

Call free on 0800 011 9705

Personal accounts

Business accounts

Charity accounts

Monthly Income Accounts

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

Join Savings Champion and never worry about your interest rates again!

We're working for a better deal for savers

Top Savings Accounts

Sign up for our newsletter