Savings Champion

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60 Day Notice ISA (Issue 1)	Cash ISA Notice 180 (Issue 1)	90 Day Notice Cash ISA (Issue 1)	35 Day Notice ISA	60 Day Notice Cash ISA (Issue 1)

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AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
4.85%	4.65%	4.60%	4.55%	4.55%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
4.85%	4.65%	4.60%	4.55%	4.55%
Minimum opening balance
£1	£1,000	£1,000	£1,000	£1,000
How to manage the account
Online	Online, Telephone	Online	Branch, Mobile Banking	Online
How to apply
Online	Online	Online	Branch, Mobile	Online
Account summary
You can make withdrawals by giving 60 days notice or you can withdraw earlier at a charge equivalent to 60 days loss of interest. Transfers in are allowed. This is not a flexible ISA. Interest is paid annually or monthly. PLEASE NOTE: The rate on this product will decrease from 4.85% to 4.60% on 17/12/2024	Withdrawals subject to 180 days' notice or loss or interest. Transfers in are allowed. This is not a flexible ISA. Interest paid annually on 5th April. If your balance falls below the minimum amount the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate: GROSS/AER: 0.50%	Withdrawals are subject to 90 days' notice only, no earlier access is allowed. Transfers in are accepted. This is a flexible ISA. Interest is paid Annually or monthly.	Withdrawals are subject to 35 days’ notice or loss of interest. Transfers in from other ISA providers are not allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on the 5th April each year. This is a tiered account, the interest rate is tiered as follows: £1,000 - £9,999.99 - 4.65% £10,000 - £24,999.99 - 4.65% £25,000 - £100,000 - 4.65%	Withdrawals are subject to 60 days' notice only, no earlier access is allowed. Transfers in are accepted. This is a flexible ISA. Interest is paid Annually or monthly.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

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Minimum opening balance

How to manage the account

How to apply

Account summary

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