Savings Champion

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Instant Access Cash ISA (Limited Edition)	Moneybox Cash ISA	Easy Access ISA	Online Bonus ISA	Online ISA (Issue 44)

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AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
5.11%	5.09%	5.08%	5.06%	5.00%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
5.11%	5.09%	4.96%	5.06%	5.00%
Minimum opening balance
£500	£500	£1	£1	£1
How to manage the account
Branch, Online, Post, Telephone	Mobile Banking	Mobile Banking	Online	Online
How to apply
Branch	Mobile	Mobile	Online	Online
Account summary
Easy access. Rate of 5.11% AER paid out for 12 months if the account is funded by at least £500 within the first 28 days of account opening. Allows transfers in. This is a flexible ISA. Interest paid annually on the 5th April.	Easy Access. Up to three withdrawals can be made within a 12-month period from the date of opening the Cash ISA without affecting the interest rate. If four or more withdrawals are made, a lower rate of 0.75% will be applied for the remainder of the 12-month period. Rate includes a 0.85% bonus rate for the first 12-months. Cash ISA transfers in are accepted. Interest is accrued daily but paid on account open anniversary. This is not a flexible ISA. Because Moneybox is not a bank, funds they hold on behalf of customers are deposited across a range of third-party banks. These banks are covered by the Financial Services Compensation Scheme (FSCS). Moneybox Cash ISA funds are currently deposited with Santander UK Plc and HSBC Bank PLC, with 50% of your deposit held with each. Be aware that any funds that you already hold with Santander UK Plc or HSBC Bank PLC will also count towards your FSCS limit.	Easy Access. Transfers in are not currently accepted from other providers. This is a flexible ISA. Interest is paid monthly.	Easy access. Rate includes a variable 0.96% bonus for the first 12 months. Transfers in are allowed. This ISA is flexible. Interest is paid on 6 April each year.	Easy access. Transfers in accepted from other cash ISAs at the time of application. This is not a Flexible ISA. Interest is paid annually.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

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Easy Access Cash ISAs

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

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