Easy Access Cash ISAs
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Plum Cash ISA* | Chip Cash ISA* | Easy Access ISA | 1 Year Double Access Cash ISA Account Issue 3 | Online Bonus 5 Access Cash ISA |
Click here to find out what the * means | ||||
AER What's This? |
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5.17% |
5.10% |
5.08% |
5.05% |
5.00% |
Gross Interest Rate What's This? |
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5.17% |
4.99% |
4.96% |
5.05% |
5.00% |
Minimum opening balance |
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£100 |
£1 |
£1 |
£500 |
£1 |
How to manage the account |
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Mobile Banking |
Mobile Banking |
Mobile Banking |
Branch, Post |
Online |
How to apply |
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Mobile |
Mobile |
Mobile |
Branch, Post |
Online |
Account summary |
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The rate of 5.17% AER includes a bonus of 0.88% for the first 12 months, providing the following conditions are met: The account balance is kept at £100 or more and you have no more than 3 withdrawals in a single year. Should you make a 4th withdrawal or your balance drop below £100, the interest rate will drop to 3.00% AER. Transfers of existing ISA funds are allowed, but these receive the basic rate of 4.29% AER. The basic rate of interest of 4.29% is paid monthly, and the Plum bonus rate of 0.88% will be added at the end of the first year. This is not a flexible ISA. |
Easy Access. This account is available via the Chip App, which can be downloaded from the App or Google Play store using the QR code on the Chip link. Transfers in are accepted . This is a flexible ISA. Interest is paid monthly. |
Easy Access. Rate includes a 0.50% AER bonus that runs 1 year from the date savers open a Smart ISA. Transfers in allowed. This is a flexible ISA. Interest is paid monthly. |
Easy access. Two penalty free withdrawals per tax year. Additional withdrawals are allowed subject to the account reverting to an instant access Cash ISA. Transfers in allowed. Interest is paid annually. |
Five withdrawals permitted each tax year, but the ISA can be closed or transferred at any time. Rate includes a variable 1.45% bonus for the first 12 months. Transfers in are allowed. This ISA is flexible. Interest is paid on 6 April each year. |
Financial Services Compensation Scheme What's This? |
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Shared Licence |
Shared Licence |
Own Licence |
Own Licence |
Own Licence |