Fixed Rate Cash ISAs
1 |
2 |
3 |
4 |
5 |
![]() |
![]() |
![]() |
![]() |
![]() |
1 Year Fixed Rate Cash ISA Exclusive Issue 13 | 1 Year Fixed Rate Cash ISA Bond Issue 102 | 1 Year Fixed Rate Cash ISA | 1 year Fixed Rate e-Cash ISA | 1 year Fixed Rate Cash ISA |
Click here to find out what the * means | ||||
Term |
||||
1 year |
1 year |
1 year |
1 year |
1 year |
AER What's This? |
||||
5.05% |
4.96% |
4.95% |
4.94% |
4.93% |
Gross Interest Rate What's This? |
||||
5.05% |
4.96% |
4.95% |
4.94% |
4.93% |
Minimum opening balance |
||||
£1 |
£1,000 |
£2,000 |
£1,000 |
£500 |
How to manage the account |
||||
Branch, Mobile Banking, Online, Post, Telephone |
Email, Online, Telephone |
Branch, Mobile Banking, Online, Post |
Mobile Banking, Online |
Online, Post, Telephone |
How to apply |
||||
Branch, Online |
Online |
Branch, Mobile, Online, Post |
Mobile, Online |
Online |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
Yes |
Yes |
No |
No |
Yes |
Account summary |
||||
You need to have a current account with Virgin Money which was opened on or after 4 December 2019, or you originally opened your current account with Clydesdale Bank, Yorkshire Bank or B. The maturity date is 30/06/25. Full and partial withdrawals are permitted during the term, but you will be charged 60 days' interest on the amount taken out. Interest is paid on maturity. |
Withdrawals are allowed, subject to 90 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity or monthly. |
Access on closure or full transfer out only, subject to 90 days loss of interest. Transfers in accepted. Interest paid on maturity. |
Full withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity. |
Access on closure only, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity. |
Financial Services Compensation Scheme What's This? |
||||
Shared Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
![]() |
![]() |
![]() |
![]() |
![]() |
2 Year Fixed Rate Cash ISA | Two Year Fixed ISA Issue 3 | 2 year Fixed Rate Cash ISA | Cash ISA 2 Year Bond | 2 Year Fixed Rate Cash ISA |
Click here to find out what the * means | ||||
Term |
||||
2 years |
2 years |
2 years |
2 years |
2 years |
AER What's This? |
||||
4.71% |
4.70% |
4.67% |
4.67% |
4.67% |
Gross Interest Rate What's This? |
||||
4.71% |
4.70% |
4.67% |
4.67% |
4.67% |
Minimum opening balance |
||||
£2,000 |
£500 |
£500 |
£5,000 |
£10,000 |
How to manage the account |
||||
Branch, Mobile Banking, Online, Post |
Online |
Online, Post, Telephone |
Online, Post, Telephone |
Online, Telephone |
How to apply |
||||
Branch, Mobile, Online, Post |
Online |
Online |
Online |
Online |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
No |
Yes |
Yes |
No |
No |
Account summary |
||||
Access on closure or full transfer out only, subject to 180 days' loss of interest. Transfers in are allowed. Interest is paid on maturity, annually, or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
Access on closure only, subject to a 180 days interest charge. The maturity date is the 31/07/2026. Transfers in are allowed in full only. Interest is paid annually. |
Access on closure only, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Withdrawals are allowed, subject to a withdrawal charge equivalent to 180 days' interest. Interest can be withdrawn annually without penalty. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Access on closure, subject to a 150 day interest penalty. Transfers in are accepted. Interest is paid on maturity. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Shared Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
![]() |
![]() |
![]() |
![]() |
![]() |
3 year Fixed Rate Cash ISA | Cash ISA 3 Year Bond | 3 Year Fixed Rate Cash ISA | Three Year Fixed ISA Issue 3 | 3 Year Fixed Rate Cash ISA Bond Issue 57 |
Click here to find out what the * means | ||||
Term |
||||
3 years |
3 years |
3 years |
3 years |
3 years |
AER What's This? |
||||
4.55% |
4.55% |
4.55% |
4.50% |
4.48% |
Gross Interest Rate What's This? |
||||
4.55% |
4.55% |
4.55% |
4.50% |
4.48% |
Minimum opening balance |
||||
£500 |
£5,000 |
£10,000 |
£500 |
£1,000 |
How to manage the account |
||||
Online, Post, Telephone |
Online, Post, Telephone |
Online, Telephone |
Online |
Email, Online, Telephone |
How to apply |
||||
Online |
Online |
Online |
Online |
Online |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
Yes |
No |
No |
Yes |
Yes |
Account summary |
||||
Access on closure only, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Withdrawals are allowed, subject to a withdrawal charge equivalent to 270 days' interest. Interest can be withdrawn annually without penalty. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Access on closure, subject to a 270 day interest penalty. Transfers in are accepted. Interest is paid annually and on maturity. |
No access to the account during the fixed rate period. The maturity date is the 31/07/2027. Transfers out allowed subject to 270 days interest charge. Transfers in are allowed in full only. Interest is calculated daily and paid annually. |
Withdrawals are allowed, subject to 270 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Shared Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
![]() |
![]() |
![]() |
![]() |
![]() |
5 Year Fixed Rate Cash ISA | Five Year Fixed ISA Issue 4 | Cash ISA 5 Year Bond | 5 Year Fixed Rate Cash ISA | 5 Year Fixed Rate Cash ISA Bond Issue 48 |
Click here to find out what the * means | ||||
Term |
||||
5 years |
5 years |
5 years |
5 years |
5 years |
AER What's This? |
||||
4.26% |
4.25% |
4.20% |
4.17% |
4.14% |
Gross Interest Rate What's This? |
||||
4.26% |
4.25% |
4.20% |
4.17% |
4.14% |
Minimum opening balance |
||||
£2,000 |
£500 |
£5,000 |
£10,000 |
£1,000 |
How to manage the account |
||||
Branch, Mobile Banking, Online, Post, Telephone |
Online |
Online, Post, Telephone |
Online, Telephone |
Email, Online, Telephone |
How to apply |
||||
Branch, Mobile, Online, Post |
Online |
Online |
Online |
Online |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
No |
Yes |
No |
No |
No |
Account summary |
||||
Access on closure or full transfer out only, subject to 365 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity, annually, quarterly or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
No access to the account during the fixed rate period. The maturity date is the 31/07/2029. Transfers out allowed subject to 365 days interest charge. transfers in are allowed in full only. Interest is calculated daily and paid annually. |
Withdrawals are allowed, subject to a withdrawal charge equivalent to 365 days' interest. Interest can be withdrawn annually without penalty. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Access on closure, subject to a 365 day interest penalty. Transfers in are accepted. Interest is paid annually and on maturity. |
Withdrawals are allowed, subject to 360 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Shared Licence |
Own Licence |
Own Licence |
Own Licence |