Business accounts
Charity accounts
Fixed Rate Cash ISAs
|
1 |
2 |
3 |
4 |
5 |
|
|
|
|
|
| 1 Year Fixed Rate Cash ISA Bond Issue 53 | One year fixed rate cash ISA Issue 48 | 1 Year Fixed Rate ISA | 1 Year Fixed Rate Cash ISA (Online Only) | 12 Month Fixed Rate Cash ISA |
| Click here to find out what the * means | ||||
Term |
||||
|
1 year |
1 year |
1 year |
1 year |
1 year |
AER What's This? |
||||
|
0.93% |
0.92% |
0.91% |
0.90% |
0.86% |
Gross Interest Rate What's This? |
||||
|
0.93% |
0.92% |
0.91% |
0.90% |
0.86% |
Minimum opening balance |
||||
|
£1,000 |
£1,000 |
£500 |
£1,000 |
£1 |
How to manage the account |
||||
|
Email, Online, Telephone |
Branch, Online, Post, Telephone |
Online, Post |
Online, Telephone |
Email, Mobile Banking, Online, Post, Telephone |
How to apply |
||||
|
Online |
Branch, Online, Post |
Online, Post |
Online |
Mobile, Online |
Accepts cash ISA transfers in? |
||||
|
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
|
Yes |
Yes |
No |
Yes |
No |
Account summary |
||||
|
Withdrawals are allowed, subject to 90 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity or monthly. |
Withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed within 30 days of account opening. This is not a flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid on maturity or monthly on the last working day of each month. |
Withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is a portfolio ISA. This is a flexible ISA. On maturity the account will transfer to the Easy Access cash ISA available at the time. Interest is paid annually or monthly. |
Withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is not a flexible ISA.This is not a portfolio ISA. Interest is paid annually or monthly. |
Withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid monthly into the account. |
Financial Services Compensation Scheme What's This? |
||||
|
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
|
1 |
2 |
3 |
4 |
5 |
|
|
|
|
|
| 2 year Fixed Rate e-Cash ISA | 2 Year Fixed Rate Cash ISA (Online Only) | 2 Year Fixed Rate Cash ISA Bond Issue 54 | Two year fixed rate cash ISA Issue 49 | 2 Year Fixed Rate Cash ISA |
| Click here to find out what the * means | ||||
Term |
||||
|
2 years |
2 years |
2 years |
2 years |
2 years |
AER What's This? |
||||
|
1.17% |
1.16% |
1.16% |
1.15% |
1.15% |
Gross Interest Rate What's This? |
||||
|
1.17% |
1.16% |
1.16% |
1.15% |
1.15% |
Minimum opening balance |
||||
|
£1,000 |
£1,000 |
£1,000 |
£1,000 |
£10,000 |
How to manage the account |
||||
|
Mobile Banking, Online |
Online, Telephone |
Email, Online, Telephone |
Branch, Online, Post, Telephone |
Online, Post, Telephone |
How to apply |
||||
|
Online |
Online |
Online |
Branch, Online, Post |
Online |
Accepts cash ISA transfers in? |
||||
|
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
|
No |
Yes |
Yes |
Yes |
No |
Account summary |
||||
|
Full withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually on the anniversary of the account opening or on maturity. |
Withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. Interest is paid annually or monthly. |
Withdrawals are allowed, subject to 180 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed within 30 days of account opening. This is not a flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid on the 5th of April each year or monthly on the last working day of each month. |
Access on closure only, subject to 150 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually and on maturity. |
Financial Services Compensation Scheme What's This? |
||||
|
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
|
1 |
2 |
3 |
4 |
5 |
|
|
|
|
|
| Cash ISA 3 Year Bond | 3 Year Fixed Rate Cash ISA (30.Dec.2024) | 3 Year Fixed Rate Cash ISA | 3 year Fixed Rate e-Cash ISA | 3 Year Fixed Rate Cash ISA |
| Click here to find out what the * means | ||||
Term |
||||
|
3 years |
3 years |
3 years |
3 years |
3 years |
AER What's This? |
||||
|
1.35% |
1.35% |
1.31% |
1.27% |
1.25% |
Gross Interest Rate What's This? |
||||
|
1.35% |
1.35% |
1.31% |
1.27% |
1.25% |
Minimum opening balance |
||||
|
£15,000 |
£1,000 |
£2,000 |
£1,000 |
£1,000 |
How to manage the account |
||||
|
Email, Online, Post, Telephone |
Online, Telephone |
Branch, Mobile Banking, Online, Post, Telephone |
Mobile Banking, Online |
Online, Post, Telephone |
How to apply |
||||
|
Post |
Online |
Branch, Mobile, Online, Post |
Online |
Online, Post |
Accepts cash ISA transfers in? |
||||
|
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
|
Yes |
No |
No |
No |
Yes |
Account summary |
||||
|
Withdrawals are allowed, subject to a penalty that is based on the following calculation; amount of the withdrawal, multiplied by the number of days left until maturity, multiplied by the interest rate, divided by 365. Interest can be withdrawn annually without penalty. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Interest is payable annually on the 31 December and on maturity. Interest can be paid away into a Nominated Account or credited to the ISA. Deposits can only be made for 30 days once the account has opened. |
Access on closure or full transfer out only, subject to 270 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity, annually, quarterly or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
Full withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually on the anniversary of the account opening or on maturity. |
Withdrawals are allowed, subject to 270 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. Interest is paid annually or monthly. |
Financial Services Compensation Scheme What's This? |
||||
|
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
|
1 |
2 |
3 |
4 |
5 |
|
|
|
|
|
|
| 5 Year Fixed Rate Cash ISA (12.Jan.2027) | Cash ISA 5 Year Bond | 5 Year Fixed Rate Cash ISA | 5 Year Fixed Rate ISA | 5 year Fixed Rate e-Cash ISA |
| Click here to find out what the * means | ||||
Term |
||||
|
5 years |
5 years |
5 years |
5 years |
5 years |
AER What's This? |
||||
|
1.70% |
1.70% |
1.66% |
1.65% |
1.56% |
Gross Interest Rate What's This? |
||||
|
1.70% |
1.70% |
1.66% |
1.65% |
1.56% |
Minimum opening balance |
||||
|
£1,000 |
£15,000 |
£2,000 |
£1,000 |
£1,000 |
How to manage the account |
||||
|
Online, Telephone |
Email, Online, Post, Telephone |
Branch, Mobile Banking, Online, Post, Telephone |
Branch, Online, Post |
Mobile Banking, Online |
How to apply |
||||
|
Online |
Online |
Branch, Mobile, Online, Post |
Branch, Online, Post |
Online |
Accepts cash ISA transfers in? |
||||
|
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
|
No |
Yes |
No |
No |
No |
Account summary |
||||
|
Early closure/transfer is subject to 365 days' loss of interest. Interest is payable annually on the 31 December and on maturity. Interest can be paid away into a Nominated Account or credited to the ISA. Deposits can only be made for 30 days once the account has opened. |
Withdrawals are allowed, subject to a penalty that is based on the following calculation; amount of the withdrawal, multiplied by the number of days left until maturity, multiplied by the interest rate, divided by 365. Interest can be withdrawn annually without penalty. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Access on closure or full transfer out only, subject to 365 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity, annually, quarterly or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
Access on closure only, subject to the loss of 180 days' interest. Interest is paid annually. |
Full withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually on the anniversary of the account opening or on maturity. |
Financial Services Compensation Scheme What's This? |
||||
|
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
@savingschampion
Find us on Facebook