Business accounts
Charity accounts
Fixed Rate Cash ISAs
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| One year fixed rate cash ISA Issue 45 | 1 Year Fixed Rate Cash ISA Bond Issue 49 | 1 Year Fixed Rate cash ISA | 1 year Fixed Rate Cash ISA | 1 Year Fixed Rate Cash ISA |
| Click here to find out what the * means | ||||
Term |
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1 year |
1 year |
1 year |
1 year |
1 year |
AER What's This? |
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0.60% |
0.60% |
0.55% |
0.55% |
0.51% |
Gross Interest Rate What's This? |
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0.60% |
0.60% |
0.55% |
0.55% |
0.51% |
Minimum opening balance |
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£1,000 |
£1,000 |
£500 |
£500 |
£5,000 |
How to manage the account |
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Branch, Online, Post, Telephone |
Email, Online, Telephone |
Online, Post |
Online, Post, Telephone |
Online |
How to apply |
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Branch, Online, Post |
Online |
Online, Post |
Online |
Online |
Accepts cash ISA transfers in? |
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Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
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Yes |
No |
No |
Yes |
No |
Account summary |
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Withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed within 30 days of account opening. This is not a flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid on maturity or monthly on the last working day of each month. |
Withdrawals are allowed, subject to 90 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity or monthly. |
Withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is a portfolio ISA. This is a flexible ISA. On maturity, the account is transferred to the Easy Access cash ISA available at the time. Interest is paid on maturity or monthly. |
Access on closure only, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity. |
Withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid on maturity or monthly. |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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| 2 Year Fixed Rate Cash ISA Bond Issue 49 | 2 Year Fixed Rate Cash ISA | Two year fixed rate cash ISA Issue 46 | 2 year Fixed Rate Cash ISA | 2 Year Fixed Rate Cash ISA |
| Click here to find out what the * means | ||||
Term |
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2 years |
2 years |
2 years |
2 years |
2 years |
AER What's This? |
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0.85% |
0.81% |
0.80% |
0.80% |
0.76% |
Gross Interest Rate What's This? |
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0.85% |
0.81% |
0.80% |
0.80% |
0.76% |
Minimum opening balance |
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£1,000 |
£2,000 |
£1,000 |
£500 |
£10,000 |
How to manage the account |
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Email, Online, Telephone |
Branch, Mobile Banking, Online, Post |
Branch, Online, Post, Telephone |
Online, Post, Telephone |
Online, Post, Telephone |
How to apply |
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Online |
Branch, Mobile, Online, Post |
Branch, Online, Post |
Online |
Online |
Accepts cash ISA transfers in? |
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Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
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No |
No |
Yes |
Yes |
No |
Account summary |
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Withdrawals are allowed, subject to 180 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Access on closure or full transfer out only, subject to 180 days' loss of interest. Transfers in are allowed. Interest is paid on maturity, annually, or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
Withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed within 30 days of account opening. This is not a flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid on the 5th of April each year or monthly on the last working day of each month. |
Access on closure only, subject to 180 days' loss of interest.Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Access on closure only, subject to 150 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually and on maturity. |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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| 3 Year Fixed Rate Cash ISA | 3 year Fixed Rate Cash ISA | 3 Year Fixed Rate Cash ISA Bond Issue 29 | 3 year Fixed Rate Cash ISA | 3 Year Fixed Rate Cash ISA (24 Jul 2024) |
| Click here to find out what the * means | ||||
Term |
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3 years |
3 years |
3 years |
3 years |
3 years |
AER What's This? |
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0.96% |
0.95% |
0.87% |
0.86% |
0.85% |
Gross Interest Rate What's This? |
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0.96% |
0.95% |
0.87% |
0.86% |
0.85% |
Minimum opening balance |
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£2,000 |
£500 |
£1,000 |
£10,000 |
£1,000 |
How to manage the account |
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Branch, Mobile Banking, Online, Post, Telephone |
Online, Post, Telephone |
Email, Online, Telephone |
Online, Post, Telephone |
Online, Telephone |
How to apply |
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Branch, Mobile, Online, Post |
Online |
Online |
Online |
Online |
Accepts cash ISA transfers in? |
||||
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Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
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No |
Yes |
No |
No |
No |
Account summary |
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Access on closure or full transfer out only, subject to 270 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity, annually, quarterly or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
Access on closure only, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Withdrawals are allowed, subject to 270 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Access on closure only. If you decide to close or transfer your ISA before maturity, you must withdraw the full amount and will be charged 270 days interest; if not enough interest has be earned to cover this it will be taken from the original deposit. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually and on maturity. |
Access on closure only, subject to 210 days' loss of interest. Maturity date is 24/07/2024. Cash ISA transfers in are allowed. This is not a flexible ISA. Interest is paid annually on the 31st December. |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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| 5 Year Fixed Rate Cash ISA | 5 year Fixed Rate Cash ISA | 5 Year Fixed Rate Cash ISA Bond Issue 25 | Cash ISA 5 Year Bond | 5 Year Fixed Rate Cash ISA Issue 156 |
| Click here to find out what the * means | ||||
Term |
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5 years |
5 years |
5 years |
5 years |
5 years |
AER What's This? |
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1.21% |
1.11% |
1.10% |
1.05% |
1.00% |
Gross Interest Rate What's This? |
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1.21% |
1.11% |
1.10% |
1.05% |
1.00% |
Minimum opening balance |
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£2,000 |
£10,000 |
£1,000 |
£15,000 |
£500 |
How to manage the account |
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Branch, Mobile Banking, Online, Post, Telephone |
Online, Post, Telephone |
Email, Online, Telephone |
Online, Post |
Branch, Post, Telephone |
How to apply |
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Branch, Mobile, Online, Post |
Online |
Online |
Post |
Branch, Post, Telephone |
Accepts cash ISA transfers in? |
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Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
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No |
No |
No |
Yes |
Yes |
Account summary |
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Access on closure or full transfer out only, subject to 365 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity, annually, quarterly or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
Access on closure only. If you decide to close or transfer your ISA before maturity, you must withdraw the full amount and will be charged 365 days interest; if not enough interest has be earned to cover this it will be taken from the original deposit. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually and on maturity. |
Withdrawals are allowed, subject to 360 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Withdrawals are allowed, subject to a penalty that is based on the following calculation; amount of the withdrawal, multiplied by the number of days left until maturity, multiplied by the interest rate, divided by 365. Interest can be withdrawn annually without penalty. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Access on closure only, subject to 365 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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