Fixed Rate Cash ISAs
1 |
2 |
3 |
4 |
5 |
1 Year Fixed Rate Cash ISA Exclusive Issue 16 | 1 year Fixed Rate e-Cash ISA | 1 Year Fixed Rate Cash ISA | 1 Year Fixed Rate ISA Issue 55 | 1 Year Fixed Rate Cash ISA |
Click here to find out what the * means | ||||
Term |
||||
1 year |
1 year |
1 year |
1 year |
1 year |
AER What's This? |
||||
4.61% |
4.56% |
4.53% |
4.52% |
4.52% |
Gross Interest Rate What's This? |
||||
4.61% |
4.56% |
4.53% |
4.52% |
4.52% |
Minimum opening balance |
||||
£1 |
£1,000 |
£5,000 |
£500 |
£10,000 |
How to manage the account |
||||
Branch, Mobile Banking, Online, Post, Telephone |
Mobile Banking, Online |
Online |
Branch, Post |
Online, Telephone |
How to apply |
||||
Branch, Online |
Mobile, Online |
Online |
Branch, Post |
Online |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
Yes |
No |
No |
No |
No |
Account summary |
||||
You need to have a current account with Virgin Money which was opened on or after 4 December 2019, or you originally opened your current account with Clydesdale Bank, Yorkshire Bank or B. The maturity date is 30/09/25. Full and partial withdrawals are permitted during the term, but you will be charged 60 days' interest on the amount taken out. Interest is paid on maturity. |
Full withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity. |
Interest is paid annually or monthly. Transfer in are allowed. Withdrawals allowed but subject to a charge of 90 days loss of interest. |
The maturity date is 10.10.2025. Interest is paid on maturity. Transfers in are accepted. Access is subject to loss of 90 days interest. |
Access on closure, subject to a 90 day interest penalty. Transfers in are accepted. Interest is paid on maturity. |
Financial Services Compensation Scheme What's This? |
||||
Shared Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
Cash ISA 2 Year Bond | 2 Year Fixed Rate Cash ISA (Online Only) | 2 Year Fixed Rate ISA (Issue 6) | 2 Year Fixed Rate ISA (Issue 46) | 2 Year Fixed Rate Cash ISA (Issue 2) |
Click here to find out what the * means | ||||
Term |
||||
2 years |
2 years |
2 years |
2 years |
2 years |
AER What's This? |
||||
4.42% |
4.41% |
4.40% |
4.35% |
4.34% |
Gross Interest Rate What's This? |
||||
4.42% |
4.41% |
4.40% |
4.35% |
4.34% |
Minimum opening balance |
||||
£5,000 |
£1,000 |
£1 |
£500 |
£1,000 |
How to manage the account |
||||
Online, Post, Telephone |
Online, Telephone |
Online, Post, Telephone |
Branch, Mobile Banking, Online, Post, Telephone |
Branch, Online, Post |
How to apply |
||||
Online |
Online |
Online, Post, Telephone |
Branch, Post, Telephone |
Branch, Post |
Accepts cash ISA transfers in? |
||||
Yes |
No |
No |
Yes |
No |
Accepts stocks & shares ISA transfers in? |
||||
No |
No |
No |
No |
No |
Account summary |
||||
Withdrawals are allowed, subject to a withdrawal charge equivalent to 180 days' interest. Interest can be withdrawn annually without penalty. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. Interest is paid annually or monthly. |
Withdrawals are allowed up to £500 per day or electronically to your nominated bank account subject to 180 days' loss of interest. Transfers in are not allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually into the account. |
Withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. On maturity, the account is transferred to a instant access ISA account, available at the time. Interest is paid on the 31st of December each year and on maturity. |
Access on closure only, subject to the loss of 180 days' interest |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
3 Year Fixed Rate Cash ISA | 3 Year Fixed Rate Cash ISA (Online Only) | Cash ISA 3 Year Bond | 3 Year Fixed Rate Cash ISA (19.Nov.27) | 3 year Fixed Rate e-Cash ISA |
Click here to find out what the * means | ||||
Term |
||||
3 years |
3 years |
3 years |
3 years |
3 years |
AER What's This? |
||||
4.31% |
4.29% |
4.28% |
4.26% |
4.12% |
Gross Interest Rate What's This? |
||||
4.31% |
4.29% |
4.28% |
4.26% |
4.12% |
Minimum opening balance |
||||
£2,000 |
£1,000 |
£5,000 |
£1,000 |
£1,000 |
How to manage the account |
||||
Branch, Mobile Banking, Online, Post, Telephone |
Online, Post, Telephone |
Online, Post, Telephone |
Mobile Banking, Online, Telephone |
Mobile Banking, Online |
How to apply |
||||
Branch, Mobile, Online, Post |
Online, Post |
Online |
Online |
Online |
Accepts cash ISA transfers in? |
||||
Yes |
No |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
No |
No |
No |
No |
No |
Account summary |
||||
Access on closure or full transfer out only, subject to 270 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity, annually, quarterly or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
Withdrawals are allowed, subject to 270 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. Interest is paid annually or monthly. |
Withdrawals are allowed, subject to a withdrawal charge equivalent to 270 days' interest. Interest can be withdrawn annually without penalty. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
You may withdraw the whole balance by closing the account. If you decide to close the account before it matures, Secure Trust make an 'early access charge' of 270 days' interest. The maturity date is 19.Nov.27 Transfers in are accepted. This is not a flexible ISA. Interest is paid annually on the 31st December. |
Full withdrawals are allowed, subject to 270 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
5 Year Fixed Rate Cash ISA | Cash ISA 5 Year Bond | 5 Year Fixed Rate Cash ISA (19.Nov.29) | 5 Year Fixed Rate Cash ISA (Online Only) | 5 Year Fixed Rate Cash ISA |
Click here to find out what the * means | ||||
Term |
||||
5 years |
5 years |
5 years |
5 years |
5 years |
AER What's This? |
||||
4.11% |
4.11% |
4.10% |
4.01% |
4.00% |
Gross Interest Rate What's This? |
||||
4.11% |
4.11% |
4.10% |
4.01% |
4.00% |
Minimum opening balance |
||||
£2,000 |
£5,000 |
£1,000 |
£1,000 |
£10,000 |
How to manage the account |
||||
Branch, Mobile Banking, Online, Post, Telephone |
Online, Post, Telephone |
Mobile Banking, Online, Telephone |
Online, Post, Telephone |
Online, Telephone |
How to apply |
||||
Branch, Mobile, Online, Post |
Online |
Online |
Online, Post |
Online |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
No |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
No |
No |
No |
No |
No |
Account summary |
||||
Access on closure or full transfer out only, subject to 365 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity, annually, quarterly or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
Withdrawals are allowed, subject to a withdrawal charge equivalent to 365 days' interest. Interest can be withdrawn annually without penalty. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
You may withdraw the whole balance by closing the account. If you decide to close the account before it matures, Secure Trust make an 'early access charge' of 365 days' interest. The maturity date is 19.Nov.29 Transfers in are accepted. This is not a flexible ISA. Interest is paid annually on the 31st December. |
Withdrawals are allowed, subject to 365 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. Interest is paid annually or monthly. |
Access on closure, subject to a 365 day interest penalty. Transfers in are accepted. Interest is paid annually and on maturity. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |