Personal accounts
Business accounts
Charity accounts
Fixed Rate Cash ISAs
|
1 |
2 |
3 |
4 |
5 |
|
|
|
|
|
| 1 Year Fixed Rate Cash ISA | 1 Year Fixed Rate Cash ISA* | 1 year Fixed Term Smart ISA | 1 Year Fixed Rate Cash ISA | 1 Year Fixed Rate Cash ISA (17.Jan.25) |
| Click here to find out what the * means | ||||
Term |
||||
|
1 year |
1 year |
1 year |
1 year |
1 year |
AER What's This? |
||||
|
5.50% |
5.30% |
5.27% |
5.26% |
5.21% |
Gross Interest Rate What's This? |
||||
|
5.50% |
5.30% |
5.14% |
5.26% |
5.21% |
Minimum opening balance |
||||
|
£1 |
£1,000 |
£1 |
£5,000 |
£1,000 |
How to manage the account |
||||
|
Branch, Mobile Banking, Online, Telephone |
Online |
Mobile Banking |
Online |
Online, Telephone |
How to apply |
||||
|
Branch |
Online |
Mobile |
Online |
Online |
Accepts cash ISA transfers in? |
||||
|
Yes |
Yes |
No |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
|
Yes |
Yes |
No |
No |
No |
Account summary |
||||
|
Access on closure only, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. On maturity, the account is transferred to the Instant Access Cash ISA. Interest is paid on the 5th of April each year and on maturity. |
Withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is a Flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid on maturity or monthly. |
Access on closure, subject to a 90 days interest penalty. Interest is paid into the account on a monthly basis. Transfers in are not permitted. This is a flexible ISA. |
Interest is paid annually or monthly. Transfer in are allowed. Withdrawals allowed but subject to a charge of 90 days loss of interest |
You may withdraw the whole balance by closing the account. If you decide to close the account before it matures on 17th January 2025 , Secure Trust make an 'early access charge' of 180 days' interest. The maturity date is 17.01.2025. Transfers in are accepted. This is not a flexible ISA. Interest is paid annually. |
Financial Services Compensation Scheme What's This? |
||||
|
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
|
1 |
2 |
3 |
4 |
5 |
|
|
|
|
|
|
| 2 year Fixed Term Smart ISA | 2 Year Fixed Rate Cash ISA | 2 Year Fixed Rate Cash ISA (19.Jan.2026) | 2 Year Fixed Rate ISA (Issue 41) | 2 year Fixed Rate Cash ISA |
| Click here to find out what the * means | ||||
Term |
||||
|
2 years |
2 years |
2 years |
2 years |
2 years |
AER What's This? |
||||
|
5.07% |
5.06% |
5.01% |
5.00% |
5.00% |
Gross Interest Rate What's This? |
||||
|
4.95% |
5.06% |
5.01% |
5.00% |
5.00% |
Minimum opening balance |
||||
|
£1 |
£1 |
£1,000 |
£500 |
£500 |
How to manage the account |
||||
|
Mobile Banking |
Branch, Mobile Banking, Online, Telephone |
Online, Telephone |
Branch, Mobile Banking, Online, Post, Telephone |
Online, Post, Telephone |
How to apply |
||||
|
Mobile |
Branch |
Online |
Branch, Post, Telephone |
Online |
Accepts cash ISA transfers in? |
||||
|
No |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
|
No |
Yes |
No |
No |
Yes |
Account summary |
||||
|
Access on closure, subject to a 180 days interest penalty. Interest is paid into the account on a monthly basis. Transfers in are not permitted. This is a flexible ISA. |
Access on closure only, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. On maturity, the account is transferred to the Instant Access Cash ISA. Interest is paid on the 5th of April each year and on maturity. |
You may withdraw the whole balance by closing the account. If you decide to close the account before it matures on 19th Jan 2026, Secure Trust make an 'early access charge' of 180 days' interest. The maturity date is 19.01.2026. Transfers in are accepted. This is not a flexible ISA. Interest is paid annually. |
Withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. On maturity, the account is transferred to a instant access ISA account, available at the time. Interest is paid on the 31st of December each year and on maturity. |
Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Financial Services Compensation Scheme What's This? |
||||
|
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
|
1 |
2 |
3 |
4 |
5 |
|
|
|
|
|
| 3 Year Fixed Rate Cash ISA | 3 Year Fixed Rate Cash ISA (Issue 147) | Fixed Cash ISA 3 Year | 3 Year Fixed Rate Cash ISA Bond Issue 51 | 3 year Fixed Rate Cash ISA |
| Click here to find out what the * means | ||||
Term |
||||
|
3 years |
3 years |
3 years |
3 years |
3 years |
AER What's This? |
||||
|
4.87% |
4.85% |
4.85% |
4.85% |
4.80% |
Gross Interest Rate What's This? |
||||
|
4.87% |
4.85% |
4.85% |
4.85% |
4.80% |
Minimum opening balance |
||||
|
£2,000 |
£100 |
£500 |
£1,000 |
£500 |
How to manage the account |
||||
|
Branch, Mobile Banking, Online, Post, Telephone |
Branch, Post |
Online |
Email, Online, Telephone |
Online, Post, Telephone |
How to apply |
||||
|
Branch, Mobile, Online, Post |
Branch, Online, Post |
Online |
Online |
Online |
Accepts cash ISA transfers in? |
||||
|
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
|
No |
Yes |
No |
Yes |
Yes |
Account summary |
||||
|
Access on closure or full transfer out only, subject to 270 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity, annually, quarterly or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
Withdrawals are allowed, subject to 150 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. The maturity date is 03.01.2027. Interest is paid annually and on maturity. |
No access within the term. Interest is paid annually or monthly. |
Withdrawals are allowed, subject to 270 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Financial Services Compensation Scheme What's This? |
||||
|
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
|
1 |
2 |
3 |
4 |
5 |
|
|
|
|
|
|
| 5 Year Fixed Rate Cash ISA | 5 Year Fixed Rate Cash ISA Issue 313 | 5 year Fixed Term Smart ISA | 5 Year Fixed Rate Cash ISA Bond Issue 43 | 5 Year Fixed Rate Cash ISA |
| Click here to find out what the * means | ||||
Term |
||||
|
5 years |
5 years |
5 years |
5 years |
5 years |
AER What's This? |
||||
|
4.81% |
4.73% |
4.62% |
4.60% |
4.55% |
Gross Interest Rate What's This? |
||||
|
4.81% |
4.73% |
4.52% |
4.60% |
4.55% |
Minimum opening balance |
||||
|
£2,000 |
£500 |
£1 |
£1,000 |
£10,000 |
How to manage the account |
||||
|
Branch, Mobile Banking, Online, Post, Telephone |
Branch, Online, Post |
Mobile Banking |
Email, Online, Telephone |
Online, Telephone |
How to apply |
||||
|
Branch, Mobile, Online, Post |
Branch, Online |
Mobile |
Online |
Online |
Accepts cash ISA transfers in? |
||||
|
Yes |
Yes |
No |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
|
No |
No |
No |
No |
No |
Account summary |
||||
|
Access on closure or full transfer out only, subject to 365 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity, annually, quarterly or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
Access on closure only, subject to 180 days' loss of interest. Transfers in are allowed. This is not a portfolio ISA. This is not a flexible ISA. On maturity, the account reverts to the Variable Rate Cash ISA. Interest is paid annually or monthly. |
Access on closure, subject to a 365 days interest penalty. Interest is paid into the account on a monthly basis. Transfers in are not permitted. This is a flexible ISA. |
Withdrawals are allowed, subject to 360 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Access on closure, subject to a 90 day interest penalty. Interest is paid on maturity. Transfers in are accepted. |
Financial Services Compensation Scheme What's This? |
||||
|
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
@savingschampion
Find us on Facebook