Business accounts
Charity accounts
Fixed Rate Cash ISAs
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| 1 Year Fixed Rate cash ISA | Fixed Rate ISA to 31.07.22 | 1 Year Fixed Rate Cash ISA | Fixed Rate Cash ISA until 31 May 2022 | Cash ISA Fixed Rate Savings Option (Issue 36) - 1 year |
| Click here to find out what the * means | ||||
Term |
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1 year |
1 year |
1 year |
1 year |
1 year |
AER What's This? |
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0.45% |
0.45% |
0.45% |
0.40% |
0.40% |
Gross Interest Rate What's This? |
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0.45% |
0.45% |
0.45% |
0.40% |
0.40% |
Minimum opening balance |
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£500 |
£1,000 |
£5,000 |
£100 |
£500 |
How to manage the account |
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Online, Post |
Mobile Banking |
Online |
Branch, Online, Post |
Post, Telephone |
How to apply |
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Online, Post |
Branch, Post |
Online |
Branch, Post |
Branch, Online, Post, Telephone |
Accepts cash ISA transfers in? |
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Yes |
No |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
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No |
No |
No |
Yes |
Yes |
Account summary |
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Withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is a portfolio ISA. This is a flexible ISA. On maturity, the account is transferred to the Easy Access cash ISA available at the time. Interest is paid on maturity or monthly. |
Withdrawals may be made without notice. All withdrawals are subject to a charge of 90 days interest on the amount withdrawn. The maturity date is 31/07/2022. Transfers in are not allowed. Interest is calculated daily and paid annually on 5th April and on maturity. |
Withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid on maturity or monthly. |
Access on closure only, subject to 60 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. The maturity date is 31/05/2022. Interest is paid on maturity. |
Withdrawals are allowed, subject to a £50 charge. Transfers in are allowed. This is not a flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid annually. |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Own Licence |
Shared Licence |
Own Licence |
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| 2 Year ISA Bond (Issue 24) | Fixed Rate ISA to 30.06.23 | 2 Year Fixed Rate Cash ISA | 2 Year Fixed Rate Cash ISA | 2 Year Fixed Rate cash ISA |
| Click here to find out what the * means | ||||
Term |
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2 years |
2 years |
2 years |
2 years |
2 years |
AER What's This? |
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0.60% |
0.60% |
0.57% |
0.56% |
0.55% |
Gross Interest Rate What's This? |
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0.60% |
0.60% |
0.57% |
0.56% |
0.55% |
Minimum opening balance |
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£1 |
£1,000 |
£10,000 |
£5,000 |
£500 |
How to manage the account |
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Online |
Branch, Mobile Banking, Post |
Online, Post, Telephone |
Online |
Online, Post |
How to apply |
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Online |
Branch, Post |
Online |
Online |
Online, Post |
Accepts cash ISA transfers in? |
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Yes |
No |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
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No |
No |
No |
No |
Yes |
Account summary |
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Access via full transfer to another ISA provider only, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Withdrawals may be made without notice. All withdrawals are subject to a charge of 180 days interest on the amount withdrawn. The maturity date is 30/06/2023. Transfers in are not allowed. Interest is calculated daily and paid annually on 5th April and on maturity. |
Access on closure only, subject to 150 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually and on maturity. |
Withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid annually or monthly. |
Withdrawals are allowed, subject to 180 days' loss of interest. On maturity the account will transfer to the Easy Access cash ISA available at the time. Interest is paid annually or monthly. |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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| 3 year Fixed Rate Cash ISA | Fixed Cash ISA 3 Year | 3 Year Fixed Rate ISA | 3 Year Fixed Rate Cash ISA (Issue 103) | 3 Year Fixed Rate Cash ISA Bond Issue 25 |
| Click here to find out what the * means | ||||
Term |
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3 years |
3 years |
3 years |
3 years |
3 years |
AER What's This? |
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0.70% |
0.65% |
0.65% |
0.65% |
0.65% |
Gross Interest Rate What's This? |
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0.70% |
0.65% |
0.65% |
0.65% |
0.65% |
Minimum opening balance |
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£10,000 |
£500 |
£1,000 |
£100 |
£1,000 |
How to manage the account |
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Online, Post, Telephone |
Online |
Branch, Post |
Branch, Post |
Email, Online, Telephone |
How to apply |
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Online |
Online, Telephone |
Branch, Post |
Branch, Online, Post |
Online |
Accepts cash ISA transfers in? |
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Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
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No |
Yes |
Yes |
Yes |
No |
Account summary |
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Access on closure only. If you decide to close or transfer your ISA before maturity, you must withdraw the full amount and will be charged 270 days interest; if not enough interest has be earned to cover this it will be taken from the original deposit. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually and on maturity. |
Withdrawals are allowed, subject to 270 days' loss of interest. Transfers in are allowed. This is a flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid annually or monthly. |
Withdrawals are allowed, subject to 120 days' notice or loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. The maturity date is 05/04/2024. On maturity, the account is transferred to a Fixed Rate ISA of a similar or shorter term. Interest is paid annually. |
Withdrawals are allowed, subject to 240 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. The maturity date is 30/04/2024. Interest is paid annually and on maturity. |
Withdrawals are allowed, subject to 270 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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| 5 Year Fixed Rate Cash ISA Bond Issue 25 | 5 Year Fixed Rate Cash ISA Issue 150 | Cash ISA 5 Year Bond | 5 year Fixed Rate Cash ISA | 5 Year Fixed Rate Cash ISA |
| Click here to find out what the * means | ||||
Term |
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5 years |
5 years |
5 years |
5 years |
5 years |
AER What's This? |
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1.10% |
1.00% |
1.00% |
1.00% |
0.90% |
Gross Interest Rate What's This? |
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1.10% |
1.00% |
1.00% |
1.00% |
0.90% |
Minimum opening balance |
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£1,000 |
£500 |
£15,000 |
£10,000 |
£2,000 |
How to manage the account |
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Email, Online, Telephone |
Branch, Post |
Online, Post |
Online, Post, Telephone |
Branch, Mobile Banking, Online, Post, Telephone |
How to apply |
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Online |
Branch, Post |
Post |
Online |
Branch, Post |
Accepts cash ISA transfers in? |
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Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
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No |
Yes |
Yes |
No |
No |
Account summary |
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Withdrawals are allowed, subject to 360 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Access on closure only, subject to 365 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Withdrawals are allowed, subject to a penalty that is based on the following calculation; amount of the withdrawal, multiplied by the number of days left until maturity, multiplied by the interest rate, divided by 365. Interest can be withdrawn annually without penalty. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Access on closure only. If you decide to close or transfer your ISA before maturity, you must withdraw the full amount and will be charged 365 days interest; if not enough interest has be earned to cover this it will be taken from the original deposit. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually and on maturity. |
Access on closure or full transfer out only, subject to 365 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity, annually, quarterly or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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