Savings Champion

1 Year

Top rate: 4.85%

1	2	3	4	5

6 Months Fixed Rate Bond	Personal 6 Month Bond Account - Issue 3	1 Year Fixed Rate Saver	1 year Fixed Rate Bond	12 Month Fixed Rate eDeposit

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Term
0.5 year	0.5 year	1 year	1 year	1 year
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
4.85%	4.76%	4.76%	4.75%	4.75%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
4.78%	4.70%	4.76%	4.75%	4.75%
Minimum opening balance
£1,000	£1,000	£10,000	£1,000	£5,000
How to manage the account
Online, Telephone	Mobile Banking, Online	Online	Online, Telephone	Post
How to apply
Online	Online	Online	Online	Online
Account summary
No access within the term. Interest is paid on maturity.	No access within the term. Interest is paid on maturity.	No access within the term. Interest is paid on maturity.	No access within the term. Interest is paid on maturity.	No access within the term. Interest is paid on maturity.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Shared Licence	Own Licence	Own Licence

2 Year

Top rate: 4.55%

1	2	3	4	5

15 Month Bond	2 Year Fixed Term Deposit (Provided by Bank of Ceylon)*	2 Year Fixed Rate Saver	2 Year Bond (Issue 92)	Fixed Term 2 Year

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Term
1.25 years	2 years	2 years	2 years	2 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
4.55%	4.52%	4.52%	4.51%	4.51%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
4.55%	4.52%	4.52%	4.51%	4.51%
Minimum opening balance
£5,000	£1,000	£10,000	£1	£1,000
How to manage the account
Email, Online, Post, Telephone	Online	Online	Online	Online, Telephone
How to apply
Online	Online	Online	Online	Online
Account summary
No access within the term. Interest is paid annually and on maturity.	No access within the term. Interest is paid on maturity. For more information on Raisin UK, visit raisin.co.uk . This savings account is powered by the provider's partner. Bank of Ceylon UK is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with Bank of Ceylon UK will also count towards this limit.	No access within the term. Maximum balance allowance is £85,00. Interest must be rolled over unless balances exceeded £85,000.	No access within the term. Interest is paid annually and on maturity.	No early withdrawals. Interest rate is calculated daily and paid annually into your fixed-term account
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Shared Licence	Shared Licence	Own Licence

3 Year

Top rate: 4.60%

1	2	3	4	5

Fixed Term 3 Year	3 Year Fixed Rate Saver	Personal 3 Year Bond Account - Issue 12	3 Year Fixed Saver	3 Year Bond (Online Only)

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Term
3 years	3 years	3 years	3 years	3 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
4.60%	4.55%	4.54%	4.50%	4.42%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
4.60%	4.55%	4.54%	4.50%	4.42%
Minimum opening balance
£1,000	£10,000	£1,000	£50	£5,000
How to manage the account
Online, Telephone	Online	Mobile Banking, Online	Mobile Banking	Email, Online, Post, Telephone
How to apply
Online	Online	Online	Mobile	Online
Account summary
No early withdrawals. Interest rate is calculated daily and paid annually into your fixed-term account	No access within the term. Maximum balance allowance is £85,00. Interest must be rolled over unless balances exceeded £85,000.	No access within the term. Interest is paid annually.	No access within the term. Account is applied for through the provider's app, available in the Apple App store or Google Play store. Interest is paid annually or monthly.	No access within the term. Interest is paid annually
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Shared Licence	Own Licence	Own Licence	Own Licence

4 Year

Top rate: 4.51%

1	2	3	4	5

Fixed Term 4 Year	4 Year Fixed Rate Saver	Personal 4 Year Bond Account (Issue 9)	Fixed Term Bond 48 (30.11.2028)	4 Year Bond (Issue 16)

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Term
4 years	4 years	4 years	4 years	4 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
4.51%	4.49%	4.48%	4.28%	4.27%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
4.51%	4.49%	4.48%	4.19%	4.27%
Minimum opening balance
£1,000	£10,000	£1,000	£10,000	£1
How to manage the account
Online, Telephone	Online	Mobile Banking, Online	Branch, Online	Online
How to apply
Online	Online	Online	Branch, Online	Online
Account summary
No early withdrawals. Interest rate is calculated daily and paid annually into your fixed-term account	No access within the term. Maximum balance allowance is £85,00. Interest must be rolled over unless balances exceeded £85,000.	No access within the term. Interest is paid annually.	No access within the term length of the bond. Annual interest paid on maturity. The maturity date is the 30.11.2028	No access within the term. Interest is paid annually and on maturity.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Shared Licence	Own Licence	Own Licence	Shared Licence

5 Year

Top rate: 4.49%

1	2	3	4	5

Fixed Term 5 Year	5 Year Fixed Rate Saver	Personal 5 Year Bond Account (Issue 9)	5 Year Fixed Saver	5 Year Fixed Rate Bond

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Term
5 years	5 years	5 years	5 years	5 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
4.49%	4.46%	4.45%	4.40%	4.40%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
4.49%	4.46%	4.45%	4.40%	4.40%
Minimum opening balance
£1,000	£10,000	£1,000	£50	£10,000
How to manage the account
Online, Telephone	Online	Mobile Banking, Online	Mobile Banking	Online, Telephone
How to apply
Online	Online	Online	Mobile	Online
Account summary
No early withdrawals. Interest rate is calculated daily and paid annually into your fixed-term account	No access within the term. Maximum balance allowance is £85,000. Interest must be rolled over unless balances exceeded £85,000.	No access within the term. Interest is paid annually.	No access within the term. Account is applied for through the provider's app, available in the Apple App store or Google Play store. Interest is paid annually or monthly.	No access within the term. Interest is paid annually and on maturity. Interest must be paid to a nominated account, it cannot be added to the account.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Shared Licence	Own Licence	Own Licence	Own Licence

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1 Year Top rate: 4.85% Show full table Hide full table

1 Year

Top rate: 4.85%

Term

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Gross Interest Rate What's This?

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How to manage the account

How to apply

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2 Year Top rate: 4.55% Show full table Hide full table

2 Year

Top rate: 4.55%

Term

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3 Year Top rate: 4.60% Show full table Hide full table

3 Year

Top rate: 4.60%

Term

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How to apply

Account summary

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4 Year Top rate: 4.51% Show full table Hide full table

4 Year

Top rate: 4.51%

Term

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

5 Year Top rate: 4.49% Show full table Hide full table

5 Year

Top rate: 4.49%

Term

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How to apply

Account summary

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1 Year

Top rate: 4.85%

2 Year

Top rate: 4.55%

3 Year

Top rate: 4.60%

4 Year

Top rate: 4.51%

5 Year

Top rate: 4.49%