Savings Champion

1 Year

Top rate: 0.75%

1	2	3	4	5

1 Year Fixed Saver	1 Year Fixed Rate Bond Issue 69	1 Year Term Deposit Issue 37	1 year Fixed Term Savings	1 year Fixed Term Deposit (provided by Charter Savings Bank)*

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Term
1 year	1 year	1 year	1 year	1 year
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
0.75%	0.75%	0.62%	0.62%	0.61%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
0.75%	0.75%	0.62%	0.61%	0.61%
Minimum opening balance
£50	£1,000	£1,000	£1,000	£1,000
How to manage the account
Mobile Banking	Email, Online, Telephone	Online, Post, Telephone	Online	Online
How to apply
Mobile	Online	Online	Online	Online
Account summary
No access within the term. Account is applied for through the provider's app, available in the Apple App store or Google Play store. Interest is paid annually or monthly.	No access within the term. On maturity, the account is transferred to the Matured Funds Account. Interest is paid annually or monthly.	No access within the term. Interest is paid annually. Early closure or withdrawals are not permitted until after the fixed rate period.	No access within the term. Interest is paid into the account on a monthly basis. This account is one of a new range of cash savings accounts from Zopa Bank Limited and are not to be confused with Zopa's Peer-to-Peer Lending products. Please contact us if you have any questions regarding this.	No access within the term. Interest is paid on maturity. This account is also available through Charter Savings Bank directly, whereby a postal application is available. Should you apply via the Raisin UK Savings Marketplace, you may be eligible to receive a cash bonus. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. This savings account is powered by the provider's partner Charter Savings Bank. Charter Savings Bank is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with Charter Savings Bank will also count towards this limit.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

2 Year

Top rate: 0.85%

1	2	3	4	5

2 Year Fixed Saver	2 years Fixed Term Savings	2 Year Fixed Rate Bond Issue 69	2 Year Bond	2 year Fixed Term Deposit (provided by FCMB Bank (UK) Limited)*

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Term
2 years	2 years	2 years	2 years	2 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
0.85%	0.85%	0.82%	0.80%	0.78%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
0.85%	0.85%	0.82%	0.80%	0.78%
Minimum opening balance
£50	£1,000	£1,000	£5,000	£1,000
How to manage the account
Mobile Banking	Online	Email, Online, Telephone	Online, Post	Online
How to apply
Mobile	Online	Online	Online	Online
Account summary
No access within the term. Account is applied for through the provider's app, available in the Apple App store or Google Play store. Interest is paid annually or monthly.	No access within the term. Interest is paid into the account on a monthly basis. This account is one of a new range of cash savings accounts from Zopa Bank Limited and are not to be confused with Zopa's Peer-to-Peer Lending products. Please contact us if you have any questions regarding this.	No access within the term. On maturity, the account is transferred to the Matured Funds Account. Interest is paid annually or monthly.	No access within the term. Interest is paid annually	No access within the term. Interest is paid on maturity. This account is available exclusively through the Raisin UK Savings Marketplace and you may be eligible to receive a cash bonus. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. This savings account is powered by the provider's partner, FCMB Bank (UK) Limited. FCMB Bank (UK) is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with FCMB Bank (UK) will also count towards this limit.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

3 Year

Top rate: 1.00%

1	2	3	4	5

3 years Fixed Term Savings	3 Year Fixed Rate Bond Issue 52	3 Year Fixed Rate Account	3 year Fixed Rate Bond	3 Year Fixed Saver

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Term
3 years	3 years	3 years	3 years	3 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
1.00%	0.96%	0.95%	0.95%	0.92%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
0.99%	0.96%	0.95%	0.95%	0.92%
Minimum opening balance
£1,000	£1,000	£1,000	£10,000	£50
How to manage the account
Online	Email, Online, Telephone	Online, Telephone	Online, Post, Telephone	Mobile Banking
How to apply
Online	Online	Online	Online	Mobile
Account summary
No access within the term. Interest is paid into the account on a monthly basis. This account is one of a new range of cash savings accounts from Zopa Bank Limited and are not to be confused with Zopa's Peer-to-Peer Lending products. Please contact us if you have any questions regarding this.	No access within the term. On maturity, the account is transferred to the Matured Funds Account. Interest is paid annually or monthly.	No access within the term. Interest is paid annually or monthly.	No access within the term. Interest is paid annually. Interest must be paid to a nominated account, it cannot be added to the account.	No access within the term. Account is applied for through the provider's app, available in the Apple App store or Google Play store. Interest is paid annually or monthly.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

4 Year

Top rate: 1.05%

1	2	3	4	5

4 years Fixed Term Savings	Fixed 4 Year Saver Account	4 Year Fixed Term Savings Account*	4 Year Fixed Rate Account	4 Year Fixed Rate Account

Click here to find out what the * means
Term
4 years	4 years	4 years	4 years	4 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
1.05%	0.91%	0.90%	0.90%	0.80%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
1.04%	0.91%	0.90%	0.90%	0.80%
Minimum opening balance
£1,000	£1,000	£1,000	£1,000	£1,000
How to manage the account
Online	Online	Online	Online	Online, Post, Telephone
How to apply
Online	Online	Online	Online	Online, Post
Account summary
No access within the term. Interest is paid into the account on a monthly basis. This account is one of a new range of cash savings accounts from Zopa Bank Limited and are not to be confused with Zopa's Peer-to-Peer Lending products. Please contact us if you have any questions regarding this.	No access within the term. On maturity, the account is transferred to the Easy Saver Account. Interest is paid annually or monthly.	No access within the term. Interest is paid annually or monthly.	No access within the term. Interest is paid annually or monthly.	No access within the term. Interest is paid annually or monthly.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

5 Year

Top rate: 1.35%

1	2	3	4	5

5 Year Fixed Rate Account	5 Year Fixed Rate Bond Issue 34	5 Year Bond	5 years Fixed Term Savings	5 Year Fixed Rate Bond

Click here to find out what the * means
Term
5 years	5 years	5 years	5 years	5 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
1.35%	1.31%	1.30%	1.27%	1.26%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
1.35%	1.31%	1.30%	1.26%	1.26%
Minimum opening balance
£1,000	£1,000	£5,000	£1,000	£5,000
How to manage the account
Online, Telephone	Online, Telephone	Online, Post	Online	Online, Post
How to apply
Online	Online	Online	Online	Online, Post
Account summary
No access within the term. Interest is paid annually or monthly.	No access within the term. On maturity, the account is transferred to the Matured Funds Account. Interest is paid annually or monthly.	No access within the term. Interest is paid annually.	No access within the term. Interest is paid into the account on a monthly basis. This account is one of a new range of cash savings accounts from Zopa Bank Limited and are not to be confused with Zopa's Peer-to-Peer Lending products. Please contact us if you have any questions regarding this.	No access within the term. Interest is paid annually or monthly.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

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1 Year Top rate: 0.75% Show full table Hide full table

1 Year

Top rate: 0.75%

Term

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

2 Year Top rate: 0.85% Show full table Hide full table

2 Year

Top rate: 0.85%

Term

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

3 Year Top rate: 1.00% Show full table Hide full table

3 Year

Top rate: 1.00%

Term

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

4 Year Top rate: 1.05% Show full table Hide full table

4 Year

Top rate: 1.05%

Term

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

5 Year Top rate: 1.35% Show full table Hide full table

5 Year

Top rate: 1.35%

Term

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Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

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1 Year

Top rate: 0.75%

2 Year

Top rate: 0.85%

3 Year

Top rate: 1.00%

4 Year

Top rate: 1.05%

5 Year

Top rate: 1.35%