Savings Champion

1 Year

Top rate: 0.59%

1	2	3	4	5

1 Year Bond (Issue 42)	1 Year Fixed Rate Bond Issue 66	1 year Fixed Term Savings	1 Year Fixed Rate savings account	1 Year Fixed Term Deposit (provided by Zenith Bank UK)*

Click here to find out what the * means
Term
1 year	1 year	1 year	1 year	1 year
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
0.59%	0.59%	0.59%	0.55%	0.55%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
0.59%	0.59%	0.58%	0.55%	0.55%
Minimum opening balance
£1,000	£1,000	£1,000	£1,000	£1,000
How to manage the account
Online	Email, Online, Telephone	Online	Online, Post	Online
How to apply
Online	Online	Online	Online, Post	Online
Account summary
No access within the term. Interest is paid on maturity.	No access within the term. On maturity, the account is transferred to the Matured Funds Account. Interest is paid annually or monthly.	No access within the term. Interest is paid into the account on a monthly basis. This account is one of a new range of cash savings accounts from Zopa Bank Limited and are not to be confused with Zopa's Peer-to-Peer Lending products. Please contact us if you have any questions regarding this.	No access within the term. Interest is paid on maturity or monthly.	No access within the term. Interest is paid on maturity. The provider has made this fixed rate bond available through the Raisin UK Savings Marketplace, and you may be eligible to receive a cash bonus of £10 going via this route. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. This savings account is powered by the provider's partner Zenith Bank UK. Zenith Bank UK is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with Zenith Bank UK will also count towards this limit. Alternatively, this account can be applied for via the provider’s website directly.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

2 Year

Top rate: 0.76%

1	2	3	4	5

2 Year Fixed Rate Deposit (Issue 3)	2 Year Bond	2 Year Fixed Rate Bond	2 years Fixed Term Savings	2 Year Fixed Rate Savings Account

Click here to find out what the * means
Term
2 years	2 years	2 years	2 years	2 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
0.76%	0.75%	0.71%	0.71%	0.70%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
0.76%	0.75%	0.71%	0.70%	0.70%
Minimum opening balance
£1,000	£5,000	£5,000	£1,000	£1,000
How to manage the account
Email, Telephone	Online, Post	Online, Post	Online	Online, Post
How to apply
Online	Online	Online, Post	Online	Online, Post
Account summary
No access within the term. Interest is paid on maturity.	No access within the term. Interest is paid annually	No access within the term. Interest is paid annually or monthly.	No access within the term. Interest is paid into the account on a monthly basis. This account is one of a new range of cash savings accounts from Zopa Bank Limited and are not to be confused with Zopa's Peer-to-Peer Lending products. Please contact us if you have any questions regarding this.	No access within the term. Interest is paid on maturity or monthly.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

3 Year

Top rate: 0.91%

1	2	3	4	5

3 years Fixed Term Savings	3 Year Fixed Rate Account	3 year Fixed Rate Bond	3 Year Fixed Term Deposit (provided by Zenith Bank UK)*	3 Year Fixed Saver

Click here to find out what the * means
Term
3 years	3 years	3 years	3 years	3 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
0.91%	0.90%	0.90%	0.88%	0.88%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
0.90%	0.90%	0.90%	0.88%	0.88%
Minimum opening balance
£1,000	£1,000	£10,000	£1,000	£50
How to manage the account
Online	Online, Telephone	Online, Post, Telephone	Online	Mobile Banking
How to apply
Online	Online	Online	Online	Mobile
Account summary
No access within the term. Interest is paid into the account on a monthly basis. This account is one of a new range of cash savings accounts from Zopa Bank Limited and are not to be confused with Zopa's Peer-to-Peer Lending products. Please contact us if you have any questions regarding this.	No access within the term. Interest is paid annually or monthly.	No access within the term. Interest is paid annually. Interest must be paid to a nominated account, it cannot be added to the account.	No access within the term. Interest is paid annually. The provider has made this fixed rate bond available through the Raisin UK Savings Marketplace, and you may be eligible to receive a cash bonus. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. This savings account is powered by the provider's partner Zenith Bank UK. Zenith Bank UK is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with Zenith Bank UK will also count towards this limit. Alternatively, this account can be applied for via the provider’s website directly.	No access within the term. Account is applied for through the provider's app, available in the Apple App store or Google Play store. Interest is paid annually or monthly.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

4 Year

Top rate: 0.95%

1	2	3	4	5

4 years Fixed Term Savings	Fixed 4 Year Saver Account	4 Year Fixed Term Savings Account*	4 Year Fixed Rate Account	Fixed Term Savings Account - 4 years

Click here to find out what the * means
Term
4 years	4 years	4 years	4 years	4 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
0.95%	0.91%	0.90%	0.80%	0.75%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
0.94%	0.91%	0.90%	0.80%	0.75%
Minimum opening balance
£1,000	£1,000	£1,000	£1,000	£1,000
How to manage the account
Online	Online	Online	Online, Post, Telephone	Online
How to apply
Online	Online	Online	Online, Post	Online
Account summary
No access within the term. Interest is paid into the account on a monthly basis. This account is one of a new range of cash savings accounts from Zopa Bank Limited and are not to be confused with Zopa's Peer-to-Peer Lending products. Please contact us if you have any questions regarding this.	No access within the term. On maturity, the account is transferred to the Easy Saver Account. Interest is paid annually or monthly.	No access within the term. Interest is paid annually or monthly.	No access within the term. Interest is paid annually or monthly.	No access within the term. Interest is paid annually.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

5 Year

Top rate: 1.31%

1	2	3	4	5

5 Year Fixed Rate Bond Issue 34	5 Year Fixed Rate Account	5 Year Fixed Rate Bond	5 years Fixed Term Savings	Fixed 5 Year Saver Account

Click here to find out what the * means
Term
5 years	5 years	5 years	5 years	5 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
1.31%	1.30%	1.26%	1.22%	1.21%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
1.31%	1.30%	1.26%	1.21%	1.21%
Minimum opening balance
£1,000	£1,000	£5,000	£1,000	£1,000
How to manage the account
Online, Telephone	Online, Telephone	Online, Post	Online	Online
How to apply
Online	Online	Online, Post	Online	Online
Account summary
No access within the term. On maturity, the account is transferred to the Matured Funds Account. Interest is paid annually or monthly.	No access within the term. Interest is paid annually or monthly.	No access within the term. Interest is paid annually or monthly.	No access within the term. Interest is paid into the account on a monthly basis. This account is one of a new range of cash savings accounts from Zopa Bank Limited and are not to be confused with Zopa's Peer-to-Peer Lending products. Please contact us if you have any questions regarding this.	No access within the term. On maturity, the account is transferred to the Easy Saver Account. Interest is paid annually or monthly.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

Call free on 0800 011 9705

Personal accounts

Business accounts

Charity accounts

Fixed Rate Bonds

1 Year Top rate: 0.59% Show full table Hide full table

1 Year

Top rate: 0.59%

Term

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

2 Year Top rate: 0.76% Show full table Hide full table

2 Year

Top rate: 0.76%

Term

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

3 Year Top rate: 0.91% Show full table Hide full table

3 Year

Top rate: 0.91%

Term

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

4 Year Top rate: 0.95% Show full table Hide full table

4 Year

Top rate: 0.95%

Term

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

5 Year Top rate: 1.31% Show full table Hide full table

5 Year

Top rate: 1.31%

Term

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

Join Savings Champion and never worry about your interest rates again!

We're working for a better deal for savers

Top Savings Accounts

Sign up for our newsletter

1 Year

Top rate: 0.59%

2 Year

Top rate: 0.76%

3 Year

Top rate: 0.91%

4 Year

Top rate: 0.95%

5 Year

Top rate: 1.31%