Fixed Rate Bonds
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2 |
3 |
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Fixed Saver 1 Year | 1 Year Fixed Rate Bond | 1 Year Fixed Rate Account (Issue 12) | 1 Year Fixed Rate Saver | 1 Year Fixed Rate Bond |
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Term |
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1 year |
1 year |
1 year |
1 year |
1 year |
AER What's This? |
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5.27% |
5.26% |
5.25% |
5.23% |
5.21% |
Gross Interest Rate What's This? |
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5.27% |
5.26% |
5.12% |
5.23% |
5.21% |
Minimum opening balance |
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£1,000 |
£10,000 |
£1,000 |
£10,000 |
£5,000 |
How to manage the account |
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Telephone |
Online, Telephone |
Online |
Online |
Online |
How to apply |
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Online |
Online |
Online |
Online |
Online |
Account summary |
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No access during the term-length of the bond. Interest is paid on maturity. |
No access within the term. Interest is paid annually and on maturity. Interest must be paid to a nominated account, it cannot be added to the account. |
No withdrawals are allowed before maturity. Interest is paid monthly or annually. |
No access within the term. Interest is paid on maturity. |
No access within the term. Interest is paid annually or monthly. |
Financial Services Compensation Scheme What's This? |
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Shared Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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2 |
3 |
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2 Year Bond Account - Issue 23 | 2 Year Fixed Rate Bond | 2 Year Bond (Issue 85) | 2 Year Fixed Rate Bond (Online Only) | Fixed Term Deposit - Two Years |
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Term |
||||
2 years |
2 years |
2 years |
2 years |
2 years |
AER What's This? |
||||
5.11% |
5.05% |
5.00% |
5.00% |
5.00% |
Gross Interest Rate What's This? |
||||
5.11% |
5.05% |
5.00% |
5.00% |
5.00% |
Minimum opening balance |
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£1,000 |
£10,000 |
£1 |
£1,000 |
£10,000 |
How to manage the account |
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Mobile Banking, Online |
Online, Telephone |
Online |
Online, Telephone |
Branch, Online, Post |
How to apply |
||||
Online |
Online |
Online |
Online |
Branch, Post |
Account summary |
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No access within the term. Interest is paid annually. |
No access within the term. Interest is paid annually and on maturity. Interest must be paid to a nominated account, it cannot be added to the account. |
No access within the term. Interest is paid annually and on maturity. |
No access within the term. interest is paid on the anniversary of account opening. |
No access within the term. Must hold or open a State Bank of India current account or savings account for the interest to be paid to, it cannot be added to the account. Interest is paid annually and on maturity. |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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2 |
3 |
4 |
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30 Month Fixed Rate Bond Issue 244 | 3 Year Bond Account - Issue 10 | 3 Year Bond (Issue 64) | 3 Year Fixed Term Deposit | 3 Year Fixed Rate Bond |
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Term |
||||
2.5 years |
3 years |
3 years |
3 years |
3 years |
AER What's This? |
||||
4.75% |
4.66% |
4.65% |
4.65% |
4.65% |
Gross Interest Rate What's This? |
||||
4.75% |
4.66% |
4.65% |
4.65% |
4.65% |
Minimum opening balance |
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£5,000 |
£1,000 |
£1 |
£1,000 |
£10,000 |
How to manage the account |
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Branch, Online, Post, Telephone |
Mobile Banking, Online |
Online |
Email, Post |
Online, Telephone |
How to apply |
||||
Branch, Online, Post, Telephone |
Online |
Online |
Online |
Online |
Account summary |
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No access within the term. On maturity the account is transferred to the 1 Year Fixed Rate Bond available at the time. Interest is paid annually or monthly. |
No access within the term. Interest is paid annually. |
No access within the term. Interest is paid annually and on maturity. |
No access within the term. Interest is paid annually. |
No access within the term. Interest is paid annually and on maturity. Interest must be paid to a nominated account, it cannot be added to the account. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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2 |
3 |
4 |
5 |
4 Year Fixed Term Deposit (provided by Işbank)* | 4 Year Bond Account - Issue 6 | 4 years Fixed Term Savings | 4-Year Fixed Term Deposit (provided by UBL UK)* | 4 Year Bond |
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Term |
||||
4 years |
4 years |
4 years |
4 years |
4 years |
AER What's This? |
||||
4.50% |
4.31% |
4.30% |
4.26% |
4.25% |
Gross Interest Rate What's This? |
||||
4.50% |
4.31% |
4.21% |
4.93% |
4.25% |
Minimum opening balance |
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£1,000 |
£1,000 |
£1,000 |
£2,000 |
£5,000 |
How to manage the account |
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Online |
Mobile Banking, Online |
Online |
Online |
Email, Online, Post, Telephone |
How to apply |
||||
Online |
Online |
Online |
Online |
Online |
Account summary |
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No access within the term. Interest is calculated daily and paid annually back to your Raisin UK account. |
No access within the term. Interest is paid annually. |
No access within the term. Interest is paid into the account on a monthly basis. |
No access within the term. Interest is paid on maturity. |
No access within the term. Interest is paid annually |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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2 |
3 |
4 |
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5 Year Fixed Rate Bond | 5 Year Bond (Issue 36) | 5 Year Fixed Rate Bond Issue 48 | 5 Year Fixed Term Deposit (Provided by UBL UK)* | 5 Year Fixed Rate Bond (Online only) |
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Term |
||||
5 years |
5 years |
5 years |
5 years |
5 years |
AER What's This? |
||||
4.55% |
4.54% |
4.53% |
4.52% |
4.51% |
Gross Interest Rate What's This? |
||||
4.55% |
4.54% |
4.53% |
4.95% |
4.51% |
Minimum opening balance |
||||
£10,000 |
£1 |
£1,000 |
£2,000 |
£1,000 |
How to manage the account |
||||
Online, Telephone |
Online |
Email, Online, Telephone |
Online |
Online, Telephone |
How to apply |
||||
Online |
Online |
Online |
Online |
Online |
Account summary |
||||
No access within the term. Interest is paid annually and on maturity. Interest must be paid to a nominated account, it cannot be added to the account. |
No access within the term. Interest is paid annually and on maturity. |
No access within the term. On maturity, the account is transferred to the Matured Funds Account. Interest is paid annually or monthly. |
No access within the term. Interest is paid on maturity. |
No access within the term. interest is paid on the anniversary of account opening. |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |