Savings Champion

1 Year

Top rate: 1.40%

1	2	3	4	5

1 Year Fixed Rate Saver	1 Year Fixed Term Bond	1 year Fixed Term Savings	1 Year Bond	Fixed Rate Saver

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Term
1 year	1 year	1 year	1 year	1 year
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
1.40%	1.39%	1.37%	1.37%	1.36%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
1.40%	1.39%	1.36%	1.37%	1.36%
Minimum opening balance
£10,000	£500	£1,000	£5,000	£5,000
How to manage the account
Online	Online	Online	Email, Online, Post, Telephone	Online
How to apply
Online	Online	Online	Online	Online
Account summary
No access within the term. Interest is paid annually.	No access within the term. Interest is paid on maturity or monthly.	No access within the term. Interest is paid into the account on a monthly basis. This account is one of a new range of cash savings accounts from Zopa Bank Limited and are not to be confused with Zopa's Peer-to-Peer Lending products. Please contact us if you have any questions regarding this.	No access within the term. Interest is paid on maturity.	No access within the term. Interest is paid on maturity.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

2 Year

Top rate: 1.64%

1	2	3	4	5

2 Year Fixed Rate Saver	2 Year Bond	2 years Fixed Term Savings	2 Year Fixed Term Deposit (provided by Zenith Bank UK)*	2 Year Fixed Rate Bond

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Term
2 years	2 years	2 years	2 years	2 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
1.64%	1.63%	1.61%	1.57%	1.55%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
1.64%	1.63%	1.59%	1.57%	1.55%
Minimum opening balance
£10,000	£5,000	£1,000	£1,000	£5,000
How to manage the account
Online	Email, Online, Post, Telephone	Online	Online	Online, Post
How to apply
Online	Online	Online	Online	Online, Post
Account summary
No access within the term. Interest is paid annually.	No access within the term. Interest is paid annually	No access within the term. Interest is paid into the account on a monthly basis. This account is one of a new range of cash savings accounts from Zopa Bank Limited and are not to be confused with Zopa's Peer-to-Peer Lending products. Please contact us if you have any questions regarding this.	No access within the term. Interest is paid on maturity. The provider has made this fixed rate bond available through the Raisin UK Savings Marketplace, and you may be eligible to receive a cash bonus of £10 going via this route. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. This savings account is powered by the provider's partner Zenith Bank UK. Zenith Bank UK is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with Zenith Bank UK will also count towards this limit. Alternatively, this account can be applied for via the provider’s website directly.	No access within the term. Interest is paid annually or monthly.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

3 Year

Top rate: 1.87%

1	2	3	4	5

3 Year Bond	3 Year Fixed Rate Saver	3-Year Fixed Term Deposit (provided by UBL UK)*	3 Year Fixed Term Deposit (provided by Zenith Bank UK)*	3 Year Fixed Term Deposit (Provided by Hoist Finance)*

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Term
3 years	3 years	3 years	3 years	3 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
1.87%	1.87%	1.82%	1.82%	1.78%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
1.87%	1.87%	1.82%	1.82%	1.78%
Minimum opening balance
£5,000	£10,000	£1,000	£1,000	£1,000
How to manage the account
Email, Online, Post, Telephone	Online	Online	Online	Online
How to apply
Online	Online	Online	Online	Online
Account summary
No access within the term. Interest is paid annually	No access within the term. Interest is paid annually.	No access within the term. Interest is paid on maturity. This account is also available through United Bank UK (UBL) directly, whereby a postal application is available. Should you apply via the Raisin UK Savings Marketplace, you may be eligible to receive a cash bonus. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. This savings account is powered by the provider's partner UBL UK. UBL UK is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with UBL UK will also count towards this limit.	No access within the term. Interest is paid on maturity. The provider has made this fixed rate bond available through the Raisin UK Savings Marketplace, and you may be eligible to receive a cash bonus of £10 going via this route. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. This savings account is powered by the provider's partner Zenith Bank UK. Zenith Bank UK is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with Zenith Bank UK will also count towards this limit. Alternatively, this account can be applied for via the provider’s website directly.	This account is available exclusively through the Raisin UK Savings Marketplace and you may be eligible to receive a cash bonus. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. No access within the term. Interest is paid on maturity. This savings account is powered by the provider's partner, Hoist Finance AB. Hoist Finance AB are protected by the Swedish Depositor Compensation Scheme, so funds deposited are protected up to a maximum of the GBP equivalent of SEK 1,050,000 at the time of the compensation case. This equates to around £89,000 however the maximum deposit size for this product is limited to £75,000, well below the compensation limit’s maximum. Be aware that any funds that you already hold with Hoist Finance AB will also count towards this limit.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

4 Year

Top rate: 1.92%

1	2	3	4	5

4 Year Bond	4 Year Fixed Term Deposit (Provided by Hoist Finance)*	4 Year Fixed Term Deposit	4 years Fixed Term Savings	Fixed Term Savings Account - 4 years

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Term
4 years	4 years	4 years	4 years	4 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
1.92%	1.90%	1.82%	1.71%	1.70%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
1.92%	1.90%	1.82%	1.69%	1.70%
Minimum opening balance
£5,000	£1,000	£2,000	£1,000	£1,000
How to manage the account
Email, Online, Post, Telephone	Online	Branch, Mobile Banking, Online, Post	Online	Online
How to apply
Online	Online	Branch, Mobile, Online, Post	Online	Online
Account summary
No access within the term. Interest is paid annually	This account is available exclusively through the Raisin UK Savings Marketplace and you may be eligible to receive a cash bonus. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. No access within the term. Interest is paid on maturity. This savings account is powered by the provider's partner, Hoist Finance AB. Hoist Finance AB are protected by the Swedish Depositor Compensation Scheme, so funds deposited are protected up to a maximum of the GBP equivalent of SEK 1,050,000 at the time of the compensation case. This equates to around £89,000 however the maximum deposit size for this product is limited to £75,000, well below the compensation limit’s maximum. Be aware that any funds that you already hold with Hoist Finance AB will also count towards this limit.	Withdrawals are allowed at the provider's discretion, subject to 365 days' loss of interest. Interest is paid annually, monthly or on maturity. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity.	No access within the term. Interest is paid into the account on a monthly basis. This account is one of a new range of cash savings accounts from Zopa Bank Limited and are not to be confused with Zopa's Peer-to-Peer Lending products. Please contact us if you have any questions regarding this.	No access within the term. Interest is paid annually.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

5 Year

Top rate: 2.10%

1	2	3	4	5

5 Year Bond	5 Year Fixed Rate Bond (Online only)	5 Year Fixed Term Deposit (Provided by UBL UK)*	5 Year Fixed Term Deposit (Provided by Hoist Finance)*	5 Year Fixed Rate Bond (04.Jan.2027)

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Term
5 years	5 years	5 years	5 years	5 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
2.10%	2.08%	2.05%	2.05%	2.05%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
2.10%	2.08%	2.05%	2.05%	2.05%
Minimum opening balance
£5,000	£1,000	£1,000	£1,000	£1,000
How to manage the account
Email, Online, Post, Telephone	Online, Telephone	Online	Online	Online, Telephone
How to apply
Online	Online	Online	Online	Online
Account summary
No access within the term. Interest is paid annually.	No access within the term. Interest is paid annually or monthly.	No access within the term. Interest is paid on maturity. This account is also available through United Bank UK (UBL) directly, whereby a postal application is available. Should you apply via the Raisin UK Savings Marketplace, you may be eligible to receive a cash bonus. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. This savings account is powered by the provider's partner UBL UK. UBL UK is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with UBL UK will also count towards this limit.	This account is available exclusively through the Raisin UK Savings Marketplace and you may be eligible to receive a cash bonus. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. No access within the term. Interest is paid on maturity. This savings account is powered by the provider's partner, Hoist Finance AB. Hoist Finance AB are protected by the Swedish Depositor Compensation Scheme, so funds deposited are protected up to a maximum of the GBP equivalent of SEK 1,050,000 at the time of the compensation case. This equates to around £89,000 however the maximum deposit size for this product is limited to £75,000, well below the compensation limit’s maximum. Be aware that any funds that you already hold with Hoist Finance AB will also count towards this limit.	No access within the term. The maturity date is 07/01/2027. On maturity, the account is transferred to a Matured Funds Access Account. Interest is paid on the 31st of December each year and on maturity.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

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Fixed Rate Bonds

1 Year Top rate: 1.40% Show full table Hide full table

1 Year

Top rate: 1.40%

Term

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

2 Year Top rate: 1.64% Show full table Hide full table

2 Year

Top rate: 1.64%

Term

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

3 Year Top rate: 1.87% Show full table Hide full table

3 Year

Top rate: 1.87%

Term

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

4 Year Top rate: 1.92% Show full table Hide full table

4 Year

Top rate: 1.92%

Term

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

5 Year Top rate: 2.10% Show full table Hide full table

5 Year

Top rate: 2.10%

Term

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How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

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1 Year

Top rate: 1.40%

2 Year

Top rate: 1.64%

3 Year

Top rate: 1.87%

4 Year

Top rate: 1.92%

5 Year

Top rate: 2.10%