Savings Champion

1 Year

Top rate: 5.80%

1	2	3	4	5

Fixed Term Savings Account - 1 year	Fixed Rate Deposit - 1 Year	1 Year Fixed Rate Saver	1 Year Fixed Rate Bond	1 Year Fixed Rate Bond (10.Jan.25)

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Term
1 year	1 year	1 year	1 year	1 year
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
5.80%	5.70%	5.66%	5.52%	5.51%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
5.80%	5.70%	5.66%	5.52%	5.51%
Minimum opening balance
£500	£1,000	£10,000	£5,000	£1,000
How to manage the account
Branch, Mobile Banking, Online, Telephone	Branch, Email, Post	Online	Online	Online, Telephone
How to apply
Branch, Online	Branch, Post	Online	Online	Online
Account summary
No access within the term. Customers must hold or open a Metro current account or instant access savings account, to run alongside this account. Interest must be paid to a nominated Metro Bank account, it cannot be added to the account. On maturity, the account is transferred to the nominated account. Interest is paid monthly or on maturity.	No access within the term. On maturity, the account is transferred to the Savings Account. Interest is paid on maturity.	No access within the term. Interest is paid on maturity.	No access within the term. Interest is paid annually or monthly.	No access within the term. The maturity date is 10.01.2025. On maturity, the account is transferred to a Matured Funds Access Account. Interest is paid on the 31st of December each year and on maturity.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

2 Year

Top rate: 5.80%

1	2	3	4	5

Fixed Term Savings Account - 18 months	Fixed Rate Deposit - 2 Years	Sensible Savings - 2 Year Fixed Rate Bond*	2 Year Fixed Rate Bond	2 Year Fixed Term Deposit

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Term
1.5 years	2 years	2 years	2 years	2 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
5.80%	5.70%	5.30%	5.30%	5.30%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
5.80%	5.70%	5.30%	5.30%	5.30%
Minimum opening balance
£500	£1,000	£5,000	£500	£1,000
How to manage the account
Branch, Mobile Banking, Online, Telephone	Branch, Email, Post	Online, Post	Online	Email, Post
How to apply
Branch, Online	Branch, Post	Online, Post	Online	Online
Account summary
No access within the term. Customers must hold or open a Metro current account or instant access savings account, to run alongside this account. Interest must be paid to a nominated Metro Bank account, it cannot be added to the account. On maturity, the account is transferred to the nominated account. Interest is paid annually, monthly or on maturity.	No access within the term. On maturity, the account is transferred to the Savings Account. Interest can be paid out annually or can be paid back into this account, however no interest will be earned on any money paid back in.	No access within the term. Interest is paid on maturity.	No access within the term. Interest is paid annually or monthly.	No access within the term. Interest is paid annually.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Shared Licence	Own Licence

3 Year

Top rate: 5.35%

1	2	3	4	5

3 Year Fixed – Issue 228	Sensible Savings - 3 Year Fixed Rate Bond*	Fixed Rate Deposit - 3 Years	3 Year Growth Bond (Issue 57)	3 Year Fixed Term Deposit (provided by Işbank)*

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Term
3 years	3 years	3 years	3 years	3 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
5.35%	5.10%	5.10%	5.00%	5.00%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
5.35%	5.10%	5.10%	5.00%	5.00%
Minimum opening balance
£1,000	£5,000	£1,000	£500	£1,000
How to manage the account
Branch, Post	Online, Post	Branch, Email, Post	Online, Post, Telephone	Online
How to apply
Branch, Post	Online, Post	Branch, Post	Branch, Post	Online
Account summary
No access within the term. Interest is calculated daily, compounded annually and paid on maturity	No access within the term. Interest is paid on maturity.	No access within the term. On maturity, the account is transferred to the Savings Account. Interest can be paid out annually or can be paid back into this account, however no interest will be earned on any money paid back in.	No access within the term. Interest is paid annually.	No access within the term. Interest is calculated daily and paid annually back to your Raisin UK account. This account is available exclusively through the Raisin UK Savings Marketplace. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. This savings account is powered by the provider's partner Isbank. Meteor Asset Management (MAM), with their administration arm Meteor Investment Management (MIM), will administer the deposit on your behalf. Funds will be remitted to IsBank by MIM on the business day after they arrive in the MIM account. It can therefore take up to 2 business days for an ordered product to be set up and start earning interest. All cash in transit and deposits once established, will be held by MIM and MAM in trust for you under FCA client money and asset rules.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Shared Licence	Own Licence

4 Year

Top rate: 5.00%

1	2	3	4	5

Fixed Rate Deposit - 4 Years	Fixed Term 4 Year	4 Years Fixed Rate Bond	4 years Fixed Term Savings	4 Year Fixed Rate Bond

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Term
4 years	4 years	4 years	4 years	4 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
5.00%	4.85%	4.85%	4.61%	4.60%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
5.00%	4.85%	4.85%	4.51%	4.60%
Minimum opening balance
£1,000	£1,000	£1,000	£1,000	£1,000
How to manage the account
Branch, Email, Post	Online, Telephone	Online, Telephone	Online	Online, Post, Telephone
How to apply
Branch, Post	Online	Online	Online	Online
Account summary
No access within the term. On maturity, the account is transferred to the Savings Account. Interest can be paid out annually or can be paid back into this account, however no interest will be earned on any money paid back in.	No early withdrawals. Interest rate is calculated daily and paid annually into your fixed-term account	No access within the term. Interest is paid annually and on maturity.	No access within the term. Interest is paid into the account on a monthly basis. This account is one of a new range of cash savings accounts from Zopa Bank Limited and are not to be confused with Zopa's Peer-to-Peer Lending products. Please contact us if you have any questions regarding this.	No access within the term. Interest is paid annually or monthly.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

5 Year

Top rate: 5.00%

1	2	3	4	5

Fixed Rate Deposit - 5 Years	Fixed Term 5 Year	5 Year Fixed Rate Saver	5 Year Fixed Term Deposit (Provided by UBL UK)*	5 Years Fixed Rate Bond

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Term
5 years	5 years	5 years	5 years	5 years
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
5.00%	4.85%	4.82%	4.81%	4.80%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
5.00%	4.85%	4.82%	5.31%	4.80%
Minimum opening balance
£1,000	£1,000	£10,000	£2,000	£1,000
How to manage the account
Branch, Email, Post	Online, Telephone	Online	Online	Online, Telephone
How to apply
Branch, Post	Online	Online	Online	Online
Account summary
No access within the term. On maturity, the account is transferred to the Savings Account. Interest can be paid out annually or can be paid back into this account, however no interest will be earned on any money paid back in.	No early withdrawals. Interest rate is calculated daily and paid annually into your fixed-term account	No access within the term. Interest is paid on maturity.	No access within the term. Interest is paid on maturity. This account is also available through United Bank UK (UBL) directly, whereby a postal application is available. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. This savings account is powered by the provider's partner UBL UK. UBL UK is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with UBL UK will also count towards this limit.	No access within the term. Interest is paid annually and on maturity.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

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1 Year

Top rate: 5.80%

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2 Year Top rate: 5.80% Show full table Hide full table

2 Year

Top rate: 5.80%

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3 Year Top rate: 5.35% Show full table Hide full table

3 Year

Top rate: 5.35%

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4 Year Top rate: 5.00% Show full table Hide full table

4 Year

Top rate: 5.00%

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5 Year Top rate: 5.00% Show full table Hide full table

5 Year

Top rate: 5.00%

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1 Year

Top rate: 5.80%

2 Year

Top rate: 5.80%

3 Year

Top rate: 5.35%

4 Year

Top rate: 5.00%

5 Year

Top rate: 5.00%