Personal accounts
Business accounts
Charity accounts
Regular Savings Accounts
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| Flex Regular Saver Issue 2 | Regular Saver Account | Regular Saver Account | Club Lloyds Monthly Saver | Digital Regular Saver |
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AER What's This? |
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8.00% |
7.00% |
7.00% |
6.25% |
6.17% |
Gross Interest Rate What's This? |
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8.00% |
7.00% |
7.00% |
6.25% |
6.00% |
Minimum opening balance |
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£200 |
£1 |
£25 |
£1 |
£1 |
Minimum required per month |
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£0 |
£1 |
£25 |
£25 |
£1 |
Maximum allowed per month |
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£200 |
£300 |
£300 |
£400 |
£150 |
How to manage the account |
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Mobile Banking, Online |
Mobile Banking, Online |
Mobile Banking, Online, Telephone |
Branch, Mobile Banking, Online, Telephone |
Branch, Mobile Banking, Online, Telephone |
How to apply |
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Mobile, Online |
Online |
Mobile, Online |
Branch, Mobile, Online, Telephone |
Mobile, Online |
Account summary |
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Only available to Nationwide current account holders - although this does not need to be your main current account. 3 withdrawals allowed per year - the 4th withdrawal will result in your rate dropping to 2.15% AER/gross a year (variable) for the rest of the term. Interest is paid annually. After 12 months, your money will be moved into an instant access savings account with a lower rate of interest. |
No access during the 12-month term. You don’t have to make a deposit each calendar month. If you miss a month, or don’t pay in the maximum allowed, you can’t carry over the unused amount and catch up in future months. The rate is variable. Interest is paid on matruity. |
Access on closure only, subject to the rate reducing to match the Savings Account. After the first 12 months, the account reverts to either the Savings Account or, for those who already hold it, the Everyday e-Saver. Account is only available to customers who hold a First Direct 1st Account. If you save less than £300 in any given month, you can carry over any unused allowance to the following months. Interest is paid on maturity. |
Easy access. After the first 12 months, the account reverts to the Standard Saver account. Customers must hold or open a Club Lloyds current account. |
Easy access. Customers must hold a NatWest current account to apply. This account pays 6.17% AER interest on balances up to £5,000 and 1.00% paid on amounts above £5,000. Maximum deposit each month is £150 |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Shared Licence |
Own Licence |
Shared Licence |
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