Savings Champion

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6 Month Regular Saver	Regular Saver Issue 1	Regular Saver Account	Christmas 2025 Regular Saver	Flex Regular Saver Issue 3

Click here to find out what the * means
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
8.00%	7.00%	7.00%	7.00%	6.50%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
7.85%	7.00%	7.00%	7.00%	6.50%
Minimum opening balance
£1	£1	£25	£1	£1
Minimum required per month
£1	£0	£25	£0	£0
Maximum allowed per month
£200	£250	£300	£125	£200
How to manage the account
Branch, Online, Post	Branch, Mobile Banking, Online, Telephone	Mobile Banking, Online, Telephone	Branch, Online, Post	Mobile Banking, Online
How to apply
Branch, Online	Branch, Online	Mobile, Online	Branch, Online	Mobile, Online
Account summary
No access within the term. Interest is paid on maturity.	This account is only available to Co-operative current account holders. Withdrawals are allowed. Interest is calculated daily and will be paid into the account at the end of the 12 month term, save up to £250 per calendar month and earn 7% interest AER.	Access on closure only, subject to the rate reducing to match the Savings Account. After the first 12 months, the account reverts to either the Savings Account or, for those who already hold it, the Everyday e-Saver. Account is only available to customers who hold a First Direct 1st Account. If you save less than £300 in any given month, you can carry over any unused allowance to the following months. Interest is paid on maturity.	This regular saver is designed to help you save for Christmas 2025. No Access within term. Interest is calculated daily and is paid on maturity. Save up to £125 per calendar month.	Only available to Nationwide current account holders - although this does not need to be your main current account. 3 withdrawals allowed per year - the 4th withdrawal will result in your rate dropping to 2.15% AER/gross a year (variable) for the rest of the term. Interest is paid annually. After 12 months, your money will be moved into an instant access savings account with a lower rate of interest.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Shared Licence	Shared Licence	Own Licence	Own Licence

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AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

Minimum required per month

Maximum allowed per month

How to manage the account

How to apply

Account summary

Financial Services Compensation Scheme What's This?

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