Fixed Rate Cash ISAs
1 |
2 |
3 |
4 |
5 |
1 Year Fixed Rate Cash ISA Exclusive Issue 12 | 1 Year Fixed Rate Cash ISA Bond Issue 94 | 12 Month Fixed Rate Cash ISA | 1 year Fixed Rate Cash ISA | 1 Year Fixed Rate Cash ISA (09.Jun.25) |
Click here to find out what the * means | ||||
Term |
||||
1 year |
1 year |
1 year |
1 year |
1 year |
AER What's This? |
||||
5.05% |
4.72% |
4.71% |
4.70% |
4.70% |
Gross Interest Rate What's This? |
||||
5.05% |
4.72% |
4.61% |
4.70% |
4.70% |
Minimum opening balance |
||||
£1 |
£1,000 |
£1 |
£500 |
£1,000 |
How to manage the account |
||||
Branch, Mobile Banking, Online, Post, Telephone |
Email, Online, Telephone |
Email, Mobile Banking, Online, Post, Telephone |
Online, Post, Telephone |
Mobile Banking, Online, Telephone |
How to apply |
||||
Branch, Online |
Online |
Mobile, Online |
Online |
Online |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
Yes |
Yes |
No |
Yes |
No |
Account summary |
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You need to have a current account with Virgin Money which was opened on or after 4 December 2019, or you originally opened your current account with Clydesdale Bank, Yorkshire Bank or B. The maturity date is 30/04/25. Full and partial withdrawals are permitted during the term, but you will be charged 60 days' interest on the amount taken out. Interest is paid on maturity. |
Withdrawals are allowed, subject to 90 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity or monthly. |
Withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid monthly into the account. |
Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity. |
You may withdraw the whole balance by closing the account. If you decide to close the account before it matures, Secure Trust make an 'early access charge' of 90 days' interest. The maturity date is 9th June 2025. Transfers in are accepted. This is not a flexible ISA. Interest is paid annually on the 31st December. |
Financial Services Compensation Scheme What's This? |
||||
Shared Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
24 Month Fixed Rate Cash ISA | 2 Year Fixed Rate Cash ISA Bond Issue 81 | 2 Year Fixed Rate ISA (Issue 5) | 2 Year Fixed Rate Cash ISA (08.Jun.26) | 2 Year Fixed Rate Cash ISA* |
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Term |
||||
2 years |
2 years |
2 years |
2 years |
2 years |
AER What's This? |
||||
4.62% |
4.61% |
4.60% |
4.60% |
4.50% |
Gross Interest Rate What's This? |
||||
4.53% |
4.61% |
4.60% |
4.60% |
4.50% |
Minimum opening balance |
||||
£1 |
£1,000 |
£1 |
£1,000 |
£1,000 |
How to manage the account |
||||
Email, Mobile Banking, Online, Post, Telephone |
Email, Online, Telephone |
Online, Post, Telephone |
Mobile Banking, Online, Telephone |
Online |
How to apply |
||||
Mobile, Online |
Online |
Online, Post, Telephone |
Online |
Online |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
No |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
No |
Yes |
No |
No |
Yes |
Account summary |
||||
Withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid monthly into the account. |
Withdrawals are allowed, subject to 180 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Withdrawals are allowed up to £500 per day or electronically to your nominated bank account subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually into the account. |
You may withdraw the whole balance by closing the account. If you decide to close the account before it matures, Secure Trust make an 'early access charge' of 180 days' interest. The maturity date is 8th June 2026. Transfers in are accepted. This is not a flexible ISA. Interest is paid annually on the 31st December. |
Withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed. This is a Flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid annually or monthly. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
36 Month Fixed Rate Cash ISA | 3 Year Fixed Rate Cash ISA Bond Issue 54 | 30 Month Fixed Rate Cash ISA Issue 248 | 3 Year Fixed Rate Cash ISA (07.Jun.27) | 3 year Fixed Rate e-Cash ISA |
Click here to find out what the * means | ||||
Term |
||||
3 years |
3 years |
2.5 years |
3 years |
3 years |
AER What's This? |
||||
4.40% |
4.40% |
4.35% |
4.35% |
4.25% |
Gross Interest Rate What's This? |
||||
4.31% |
4.40% |
4.35% |
4.35% |
4.25% |
Minimum opening balance |
||||
£1 |
£1,000 |
£5,000 |
£1,000 |
£1,000 |
How to manage the account |
||||
Email, Online, Post, Telephone |
Email, Online, Telephone |
Branch, Online, Post, Telephone |
Mobile Banking, Online, Telephone |
Mobile Banking, Online |
How to apply |
||||
Mobile, Online |
Online |
Branch, Online, Post, Telephone |
Online |
Online |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
No |
Yes |
Yes |
No |
No |
Account summary |
||||
Withdrawals are allowed, subject to 270 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid monthly into the account. |
Withdrawals are allowed, subject to 270 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Access on closure only, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
You may withdraw the whole balance by closing the account. If you decide to close the account before it matures, Secure Trust make an 'early access charge' of 270 days' interest. The maturity date is 7th June 2027. Transfers in are accepted. This is not a flexible ISA. Interest is paid annually on the 31st December. |
Full withdrawals are allowed, subject to 270 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
5 Year Fixed Rate Cash ISA Bond Issue 45 | 5 Year Fixed Rate Cash ISA | 5 Year Fixed Rate Cash ISA (06.Jun.29) | 5 Year Fixed Rate Cash ISA | 5 year Fixed Term Smart ISA |
Click here to find out what the * means | ||||
Term |
||||
5 years |
5 years |
5 years |
5 years |
5 years |
AER What's This? |
||||
4.17% |
4.16% |
4.05% |
4.05% |
4.01% |
Gross Interest Rate What's This? |
||||
4.17% |
4.16% |
4.05% |
4.05% |
3.93% |
Minimum opening balance |
||||
£1,000 |
£2,000 |
£1,000 |
£10,000 |
£1 |
How to manage the account |
||||
Email, Online, Telephone |
Branch, Mobile Banking, Online, Post, Telephone |
Mobile Banking, Online, Telephone |
Online, Telephone |
Mobile Banking |
How to apply |
||||
Online |
Branch, Mobile, Online, Post |
Online |
Online |
Mobile |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
No |
No |
No |
No |
No |
Account summary |
||||
Withdrawals are allowed, subject to 360 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Access on closure or full transfer out only, subject to 365 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity, annually, quarterly or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
You may withdraw the whole balance by closing the account. If you decide to close the account before it matures, Secure Trust make an 'early access charge' of 365 days' interest. The maturity date is 6th June 2029. Transfers in are accepted. This is not a flexible ISA. Interest is paid annually on the 31st December. |
Access on closure, subject to a 365 day interest penalty. Interest is paid on maturity. Transfers in are accepted. |
Access on closure, subject to a 365 days interest penalty. Interest is paid into the account on a monthly basis. Transfers in allowed.. This is a flexible ISA. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |