Savings Champion

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Cash ISA	Instant Access Cash ISA (Issue 3)	1 Year Triple Access Online ISA Issue 13	Cash ISA Notice 90 (Issue 10)	100 Day Notice Cash ISA (Issue 2)

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AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
1.15%	1.00%	1.00%	1.00%	1.00%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
1.14%	1.00%	1.00%	1.00%	1.00%
Minimum opening balance
£1	£50	£1	£100	£25
How to manage the account
Mobile Banking, Online, Telephone	Branch, Online, Post, Telephone	Mobile Banking, Online	Online, Post	Branch, Post
How to apply
Mobile, Online	Branch, Online, Post, Telephone	Mobile, Online	Online, Post	Branch, Post
Accepts cash ISA transfers in?
No	Yes	Yes	Yes	No
Accepts stocks & shares ISA transfers in?
No	Yes	No	No	No
Account summary
Easy access. Rate includes a fixed bonus rate of 0.10% for the first 12 months. Transfers in not accepted. This is not a flexible ISA. Interest is paid monthly.	Easy access. In order to comply with Sharia Law the rates listed are an expected profit rate. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Expected profit is paid monthly.	Please note, to open a Triple Access Online Saver account, you will need to have a Nationwide instant access savings account (not an instant access ISA) or Nationwide current account - although you don't need to switch your main current account to do so. Three easy access withdrawals are allowed per year without losing interest. If you make four or more withdrawals, the rate paid will drop to 0.10% for the rest of the account year. Transfers of existing ISAs are allowed. This is a flexible and portfolio ISA. At the end of the 12 month term, the account will revert to an instant access cash ISA which pays a lower rate of interest. Interest is paid at the end of the term.	Withdrawals are subject to 90 days’ notice only, no earlier access is allowed. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on 5 April each year. Accepts transfers in from other providers.	Withdrawals are subject to 100 days' notice only; no earlier access is allowed. Transfer in of existing ISAs are not permitted. Interest is paid at the end of each month.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Shared Licence	Own Licence	Own Licence	Own Licence	Own Licence

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Variable Rate Cash ISAs

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Accepts cash ISA transfers in?

Accepts stocks & shares ISA transfers in?

Account summary

Financial Services Compensation Scheme What's This?

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