Savings Champion

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Online ISA (Issue 14)	Easy Access Cash ISA - Issue 21	Annual Access Account ISA Issue 4	Triple Access ISA - Issue 4	Cash ISA

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AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
0.54%	0.45%	0.45%	0.41%	0.40%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
0.54%	0.45%	0.45%	0.41%	0.40%
Minimum opening balance
£1	£5,000	£100	£1	£1
How to manage the account
Mobile Banking, Online	Online	Branch, Online, Post	Online	Mobile Banking, Online, Telephone
How to apply
Online	Online	Branch, Post	Online	Mobile, Online
Accepts cash ISA transfers in?
Yes	Yes	Yes	Yes	No
Accepts stocks & shares ISA transfers in?
No	No	Yes	No	No
Account summary
Easy access. Transfers in accepted from other cash ISAs at the time of application. This is not a Flexible ISA. Interest is paid annually on the last working day of March.	Easy access. Transfers in are allowed. This is not a flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid annually or monthly.	The Annual Access Account ISA account allows withdrawals from your account, without losing any interest, on any one day per year based on the anniversary of account opening. You can close the account at any time. Transfers in are allowed. This is a flexible ISA. Interest is paid annually. On the anniversary of your account opening your savings will be transferred to the latest issue of the Easy ISA.	Easy access. Interest is paid annually or monthly. Transfers in are allowed. This is a flexible ISA. This is a portfolio ISA. If more than 3 withdrawals are made in a 12 month period, the rate payable will drop to 0.25% from the date of the 4th withdrawal, with the 12 month period resetting on the anniversary of the account opening date.	Easy access. Transfers in not accepted. This is not a flexible ISA. Interest is paid monthly.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Shared Licence	Own Licence	Shared Licence

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Variable Rate Cash ISAs

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Accepts cash ISA transfers in?

Accepts stocks & shares ISA transfers in?

Account summary

Financial Services Compensation Scheme What's This?

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