Variable Rate Cash ISAs
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3 |
4 |
5 |
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Annual Access Account ISA Issue 4 | Limited Edition Easy Access ISA | Easy Access Cash ISA - Issue 20 | Six Access e-Saver ISA Issue 5 | Defined Access Cash ISA |
Click here to find out what the * means | ||||
AER What's This? |
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0.45% |
0.41% |
0.40% |
0.40% |
0.40% |
Gross Interest Rate What's This? |
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0.45% |
0.41% |
0.40% |
0.40% |
0.40% |
Minimum opening balance |
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£100 |
£1 |
£5,000 |
£10,000 |
£5,000 |
How to manage the account |
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Branch, Online, Post |
Online |
Online |
Online |
Branch, Post |
How to apply |
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Branch, Post |
Online |
Online |
Online |
Branch, Post |
Accepts cash ISA transfers in? |
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Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
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Yes |
Yes |
No |
Yes |
Yes |
Account summary |
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The Annual Access Account ISA account allows withdrawals from your account, without losing any interest, on any one day per year based on the anniversary of account opening. You can close the account at any time. Transfers in are allowed. This is a flexible ISA. Interest is paid annually. On the anniversary of your account opening your savings will be transferred to the latest issue of the Easy ISA. |
Easy access. Transfers in are allowed. Interest is paid annually or monthly. |
Easy access. Transfers in are allowed. This is not a flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid annually or monthly. |
Easy access. Allows withdrawals on 6 days per year plus closure. This is a flexible ISA. Interest is paid on 31 March each year. |
A maximum of four penalty-free easy access withdrawals are allowed per calendar year. Should you need further access to your funds, additional withdrawals can be made - each subject to 30 days’ loss of interest (including closure of the account). Interest is paid on the 30th of September each year. Transfers in from previous ISAs are accepted. This is not a flexible ISA. |
Financial Services Compensation Scheme What's This? |
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Shared Licence |
Own Licence |
Own Licence |
Shared Licence |
Own Licence |