Savings Champion

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Annual Access Account ISA Issue 4	Limited Edition Easy Access ISA	Easy Access Cash ISA - Issue 20	Six Access e-Saver ISA Issue 5	Defined Access Cash ISA

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AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
0.45%	0.41%	0.40%	0.40%	0.40%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
0.45%	0.41%	0.40%	0.40%	0.40%
Minimum opening balance
£100	£1	£5,000	£10,000	£5,000
How to manage the account
Branch, Online, Post	Online	Online	Online	Branch, Post
How to apply
Branch, Post	Online	Online	Online	Branch, Post
Accepts cash ISA transfers in?
Yes	Yes	Yes	Yes	Yes
Accepts stocks & shares ISA transfers in?
Yes	Yes	No	Yes	Yes
Account summary
The Annual Access Account ISA account allows withdrawals from your account, without losing any interest, on any one day per year based on the anniversary of account opening. You can close the account at any time. Transfers in are allowed. This is a flexible ISA. Interest is paid annually. On the anniversary of your account opening your savings will be transferred to the latest issue of the Easy ISA.	Easy access. Transfers in are allowed. Interest is paid annually or monthly.	Easy access. Transfers in are allowed. This is not a flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid annually or monthly.	Easy access. Allows withdrawals on 6 days per year plus closure. This is a flexible ISA. Interest is paid on 31 March each year.	A maximum of four penalty-free easy access withdrawals are allowed per calendar year. Should you need further access to your funds, additional withdrawals can be made - each subject to 30 days’ loss of interest (including closure of the account). Interest is paid on the 30th of September each year. Transfers in from previous ISAs are accepted. This is not a flexible ISA.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Shared Licence	Own Licence	Own Licence	Shared Licence	Own Licence

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AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Accepts cash ISA transfers in?

Accepts stocks & shares ISA transfers in?

Account summary

Financial Services Compensation Scheme What's This?

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