Savings Champion

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Online ISA (Issue 16)	Limited Edition Easy Access Cash ISA - Issue 8	Limited Issue Online Access ISA (Issue 37)	Limited Access ISA (Online) (2)	Instant Access Cash ISA

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AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
0.60%	0.55%	0.55%	0.55%	0.51%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
0.60%	0.55%	0.55%	0.55%	0.51%
Minimum opening balance
£1	£1	£1,000	£1	£1
How to manage the account
Mobile Banking, Online	Online	Online	Online	Online, Telephone
How to apply
Online	Online	Online	Online	Online, Telephone
Accepts cash ISA transfers in?
Yes	Yes	Yes	Yes	Yes
Accepts stocks & shares ISA transfers in?
No	Yes	Yes	Yes	Yes
Account summary
Easy access. Transfers in accepted from other cash ISAs at the time of application. This is not a Flexible ISA. Interest is paid annually on the last working day of March.	Easy access. Transfers in are allowed. This is a flexible ISA. Interest is paid annually or monthly.	Easy access. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. The maturity date is 31/10/2022. On maturity, the account is transferred to the Maturity Access ISA. Interest is paid on maturity.	A maximum of six easy access withdrawals can be made each year. Any additional withdrawals in that year are subject to 50 days' loss of interest on the amount withdrawn. Transfers in are allowed. This is a flexible ISA. This is not a portfolio ISA. Interest is paid annually on the anniversary of the account opening or monthly on the last day of each month.	Easy access. Rate includes a 0.41% bonus for the first 12 months. Transfers in are allowed. This is a flexible ISA. This is not a portfolio ISA. Interest is paid annually.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

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Variable Rate Cash ISAs

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Accepts cash ISA transfers in?

Accepts stocks & shares ISA transfers in?

Account summary

Financial Services Compensation Scheme What's This?

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