Savings Champion

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Instant Access Cash ISA (Issue 2)	Cash ISA (Issue 6)	Easy Access Cash ISA - Issue 20	Six Access e-Saver ISA Issue 5	Triple Access Cash ISA - Issue 3

Click here to find out what the * means
AER What's This? This stands for Annual Equivalent Rate and is supposed to help you to compare different savings accounts.
0.60%	0.40%	0.40%	0.40%	0.40%
Gross Interest Rate What's This? This is the initial rate paid, before any tax is deducted. The gross rate will include any bonus that applies at that moment, so it is important to also check the AER.
0.60%	0.40%	0.40%	0.40%	0.40%
Minimum opening balance
£50	£100	£5,000	£10,000	£1
How to manage the account
Branch, Online, Post, Telephone	Online, Post	Online	Online	Online
How to apply
Branch, Online, Post, Telephone	Online, Post	Online	Online	Online
Accepts cash ISA transfers in?
Yes	No	Yes	Yes	Yes
Accepts stocks & shares ISA transfers in?
Yes	No	No	Yes	No
Account summary
Easy access. In order to comply with Sharia Law the rates listed are an expected profit rate. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Expected profit is paid monthly.	Easy access. Transfers in are not allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on the 5th of April each year.	Easy access. Transfers in are allowed. This is not a flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid annually or monthly.	Easy access. Allows withdrawals on 6 days per year plus closure. This is a flexible ISA. Interest is paid on 31 March each year.	Easy access. Interest is paid annually or monthly. If more than 3 withdrawals are made in a 12 month period, the rate payable will drop to 0.25% from the date of the 4th withdrawal, with the 12 month period resetting on the anniversary of the account opening date.
Financial Services Compensation Scheme What's This? The Financial Services Compensation Scheme currently protects you up to £85,000 per person, per banking licence (Please note many providers share banking licences). Discover more in our FSCS Licence Information Guide If you want to ensure your savings are fully protected now and in the future, whilst getting the best rates of interest, our Cash Advice Service can help you. Request a free, no obligation conversation to find out more.
Own Licence	Own Licence	Own Licence	Shared Licence	Own Licence

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Variable Rate Cash ISAs

AER What's This?

Gross Interest Rate What's This?

Minimum opening balance

How to manage the account

How to apply

Accepts cash ISA transfers in?

Accepts stocks & shares ISA transfers in?

Account summary

Financial Services Compensation Scheme What's This?

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