Fixed Rate Bonds
19th February 2020 20:39
1 |
2 |
3 |
4 |
5 |
|
|
|
|
|
|
1 Year Fixed Saver |
Fixed 1 Year Saver Account |
1 Year Fixed Rate Bond |
Fixed Saver 1 Year |
1 Year Fixed Term Deposit |
| Click here to find out what the * means | ||||
Term |
||||
|
1.0 year |
1.0 year |
1.0 year |
1.0 year |
1.0 year |
AER What's This? |
||||
|
1.65% |
1.56% |
1.55% |
1.55% |
1.55% |
Gross Interest Rate What's This? |
||||
|
1.65% |
1.56% |
1.55% |
1.55% |
1.55% |
Minimum opening balance |
||||
|
£50 |
£1,000 |
£5,000 |
£500 |
£1,000 |
How to manage the account |
||||
|
Mobile Banking |
Online |
Post, Online |
Online |
Post, Email |
How to apply |
||||
|
Mobile Banking |
Online |
Post, Online |
Online, Phone |
Online |
Account summary |
||||
|
No access within the term. Account is applied for through the provider's app, available in the Apple App store or Google Play store. Interest is paid annually or monthly. |
No access within the term. On maturity, the account is transferred to the Easy Saver Account. Interest is paid on maturity or monthly. It is worth noting that deposits held with Ikano Bank are covered up to the value of £85,000 by the Swedish Deposit Insurance Scheme, which is the Swedish equivalent of the UK Financial Services Compensation Scheme (FSCS). For more information on this, please call one of our advisers. |
No access within the term. Interest is paid annually or monthly. |
No access within the term. Interest is paid monthly or on maturity. |
No access within the term. Interest is paid on maturity. |
Financial Services Compensation Scheme What's This? |
||||
|
Own Licence |
Own Licence - EEA Sweden |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
|
|
|
|
|
|
|
2 Year Fixed Saver |
Fixed Deposit Account - 2 Years to < 3 Years |
Sensible Savings - 2 Year Fixed Rate Bond |
2 year Fixed Term Deposit (provided by FCMB (UK) Limited) * |
2 year Fixed Term Deposit (provided by Gatehouse Bank) * |
| Click here to find out what the * means | ||||
Term |
||||
|
2.0 years |
2.0 years |
2.0 years |
2.0 years |
2.0 years |
AER What's This? |
||||
|
1.80% |
1.75% |
1.70% |
1.70% |
1.70% |
Gross Interest Rate What's This? |
||||
|
1.80% |
1.75% |
1.70% |
1.70% |
1.70% |
Minimum opening balance |
||||
|
£50 |
£1,000 |
£5,000 |
£1,000 |
£1,000 |
How to manage the account |
||||
|
Mobile Banking |
Post, Branch |
Post, Online |
Online |
Online |
How to apply |
||||
|
Mobile Banking |
Post, Branch |
Post, Online |
Online |
Online |
Account summary |
||||
|
No access within the term. Account is applied for through the provider's app, available in the Apple App store or Google Play store. Interest is paid annually or monthly. |
No access within the term. Must hold or open an operative current or savings account to initially fund the bond. Interest is paid annually, on maturity or monthly on the last working day. Postal applications require identification certified by a professional, for example a Solicitor or Accountant. |
No access within the term. Interest is paid on maturity. |
No access within the term. Interest is paid on maturity. This account is available exclusively through the Raisin UK Savings Marketplace and you may be eligible to receive a cash bonus of up to £100 going via this route. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. This savings account is powered by the provider's partner, FCMB Bank (UK) Limited. FCMB Bank (UK) is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with FCMB Bank (UK) will also count towards this limit. |
No access within the term. The rate is not guaranteed, in order to comply with Sharia Law the rates listed are an expected profit rate. Expected profit is paid on maturity. The provider has made this fixed rate bond available through the Raisin UK Savings Marketplace, and you may be eligible to receive a cash bonus of up to £100 going via this route. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. This savings account is powered by the provider's partner, Gatehouse Bank. Gatehouse Bank is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with Gatehouse Bank will also count towards this limit. Alternatively, this account can be applied for via the Gatehouse Bank website directly. |
Financial Services Compensation Scheme What's This? |
||||
|
Own Licence |
Own Licence |
Own Licence |
Deposits covered by other provider |
Deposits covered by other provider |
1 |
2 |
3 |
4 |
5 |
|
|
|
|
|
|
|
3 year Fixed Term Deposit (provided by FCMB Bank Limited) (30/08/19 - 18/02/20) * |
Fixed Deposit Account - 3 Years to < 4 Years |
Sensible Savings - 3 Year Fixed Rate Bond |
3 Year Fixed Saver |
Fixed 3 Year Saver Account |
| Click here to find out what the * means | ||||
Term |
||||
|
3.0 years |
3.0 years |
3.0 years |
3.0 years |
3.0 years |
AER What's This? |
||||
|
1.90% |
1.85% |
1.80% |
1.80% |
1.76% |
Gross Interest Rate What's This? |
||||
|
1.90% |
1.85% |
1.80% |
1.80% |
1.76% |
Minimum opening balance |
||||
|
£1,000 |
£1,000 |
£5,000 |
£50 |
£1,000 |
How to manage the account |
||||
|
Online |
Post, Branch |
Post, Online |
Mobile Banking |
Online |
How to apply |
||||
|
Online |
Post, Branch |
Post, Online |
Mobile Banking |
Online |
Account summary |
||||
|
No access within the term. Interest is paid on maturity. This account is available exclusively through the Raisin UK Savings Marketplace and you may be eligible to receive a cash bonus of up to £100 going via this route. For more information on Raisin UK, visit raisin.co.uk or call their customer services team on 03301 220 200. This savings account is powered by the provider's partner, FCMB Bank (UK) Limited. FCMB Bank (UK) is covered by the Financial Services Compensation Scheme, so funds deposited are protected up to £85,000. Be aware that any funds that you already hold with FCMB Bank (UK) will also count towards this limit. |
No access within the term. Must hold or open an operative current or savings account to initially fund the bond. Interest paid is annually, on maturity or monthly on the last working day. Postal applications require identification certified by a professional, for example a Solicitor or Accountant. |
No access within the term. Interest is paid on maturity. |
No access within the term. Account is applied for through the provider's app, available in the Apple App store or Google Play store. Interest is paid annually or monthly. |
No access within the term. On maturity, the account is transferred to the Easy Saver Account. Interest is paid annually or monthly. It is worth noting that deposits held with Ikano Bank are covered up to the value of £85,000 by the Swedish Deposit Insurance Scheme, which is the Swedish equivalent of the UK Financial Services Compensation Scheme (FSCS). For more information on this, please call one of our advisers. |
Financial Services Compensation Scheme What's This? |
||||
|
Deposits covered by other provider |
Own Licence |
Own Licence |
Own Licence |
Own Licence - EEA Sweden |
1 |
2 |
3 |
4 |
5 |
|
|
|
|
|
|
|
Fixed Deposit Account - 4 Years to < 5 Years |
Fixed 4 Year Saver Account |
Fixed Term Savings Account - 4 year |
4 Year Fixed Rate Account * |
48 Month Flexible Term Saver |
| Click here to find out what the * means | ||||
Term |
||||
|
4.0 years |
4.0 years |
4.0 years |
4.0 years |
4.0 years |
AER What's This? |
||||
|
2.00% |
1.81% |
1.80% |
1.80% |
1.80% |
Gross Interest Rate What's This? |
||||
|
2.00% |
1.81% |
1.80% |
1.80% |
1.80% |
Minimum opening balance |
||||
|
£1,000 |
£1,000 |
£1,000 |
£1,000 |
£500 |
How to manage the account |
||||
|
Post, Branch |
Online |
Online |
Online |
Online |
How to apply |
||||
|
Post, Branch |
Online |
Online |
Online |
Online |
Account summary |
||||
|
No access within the term. Customers must hold or open an operative current or savings account, to initially fund the bond. Interest is paid annually or on the last working day of each month and on maturity. Postal applications require identification certified by a professional, for example a Solicitor or Accountant. |
No access within the term. On maturity, the account is transferred to the Easy Saver Account. Interest is paid annually or monthly. It is worth noting that deposits held with Ikano Bank are covered up to the value of £85,000 by the Swedish Deposit Insurance Scheme, which is the Swedish equivalent of the UK Financial Services Compensation Scheme (FSCS). For more information on this, please call one of our advisers. |
No access within the term. Interest is paid annually or monthly. |
No access within the term. Interest is paid annually or monthly. |
No access within the term. Interest is paid annually or monthly and on maturity. |
Financial Services Compensation Scheme What's This? |
||||
|
Own Licence |
Own Licence - EEA Sweden |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
|
|
|
|
|
|
|
5 Year Fixed Rate Account * |
Fixed Deposit Account - 5 Years |
Fixed 5 Year Saver Account |
Fixed Term Savings Account - 5 year |
5 Year Fixed Term Bond |
| Click here to find out what the * means | ||||
Term |
||||
|
5.0 years |
5.0 years |
5.0 years |
5.0 years |
5.0 years |
AER What's This? |
||||
|
2.00% |
2.00% |
1.91% |
1.90% |
1.90% |
Gross Interest Rate What's This? |
||||
|
2.00% |
2.00% |
1.91% |
1.90% |
1.90% |
Minimum opening balance |
||||
|
£1,000 |
£1,000 |
£1,000 |
£1,000 |
£500 |
How to manage the account |
||||
|
Online |
Post, Branch |
Online |
Online |
Online |
How to apply |
||||
|
Online |
Post, Branch |
Online |
Online |
Online |
Account summary |
||||
|
No access within the term. Interest is paid annually or monthly. |
No access within the term. Must hold or open an operative current or savings account to initially fund the bond. Interest paid is annually, on maturity or monthly on the last working day. Postal applications require identification certified by a professional, for example a Solicitor or Accountant. |
No access within the term. On maturity, the account is transferred to the Easy Saver Account. Interest is paid annually or monthly. It is worth noting that deposits held with Ikano Bank are covered up to the value of £85,000 by the Swedish Deposit Insurance Scheme, which is the Swedish equivalent of the UK Financial Services Compensation Scheme (FSCS). For more information on this, please call one of our advisers. |
No access within the term. Interest is paid annually or monthly. |
No access within the term. Interest is paid annually or monthly and on maturity. |
Financial Services Compensation Scheme What's This? |
||||
|
Own Licence |
Own Licence |
Own Licence - EEA Sweden |
Own Licence |
Own Licence |
@savingschampion
Find us on Facebook