Interest-paying Current Accounts

Easy access. Rate includes a conditional bonus for the first 12 months, subject to a minimum of £1,000 deposited per month. After the first 12 months, or if this condition is not met, the rate will reduce to 1.00%. The 4.89% gross / 5.00% AER interest rate is only paid on balances up to £2,500. Balances above £2,500 will not receive any interest. New customers can apply online but will be required to bring ID into a Nationwide branch to complete their application process, existing customers may also be required to do this. Existing customers can apply in a branch, online or via a mobile banking app. Interest is paid on the 1st of each month.

Easy access. Vantage can be added to an existing account or selected when applying for a new account. A minimum of £1,000 must be paid into the account each month, you must stay in credit and pay at least two different Direct Debits from your account each calendar month to qualify for this interest rate. The 1.49% gross / 1.50% AER interest rate is paid on balances up to £5,000. Balances above £5,000 will not receive any interest. Maximum of three Vantage Current accounts allowed across Bank of Scotland and Lloyds Bank (Which is currently closed to new business, but customers may still hold one). Although the account can be applied for and managed online or by telephone, the provider may need to see ID in a branch. Interest is paid on the 2nd of each month.

Easy access. Rate includes a conditional bonus, subject to a minimum monthly deposit of £1,500 and a minimum of two different direct debits each month. If these conditions are not met, a £3 fee will apply and no interest will be paid for the month. Balances above £5,000 will not receive any interest. Interest is paid on the 1st of each month.

Own Licence

Shared Licence

Shared Licence